Prime's Health Insurance info (for company drivers)

Heres a link to the 2014 Insurance info. Its a PDF. Let me know if it doesn't work. Its not behind some password wall, so I think anyone can look at it

BTW Im not a benefits coordinator, Im single, and I'm just a driver. So Im probably not gonna know the answer to any questions outside of my sphere of knowledge.

If you must know I have the High PPO. I like it. I use it. Im surprised sometimes how cheap it is to visit the doctor for the level of service and care Ive got and how little I had to pay for things I thought would cost much more. No, I won't cite specific care.

My premiums are $5 less per week than they were in 2013. I don't have my previous benefits breakdown for 2013 and previous years, so I can't tell you if this discount is reflected in less coverage or higher deductibles.

Last thing, a question was asked about the option of purchasing your own insurance in the "online marketplace" That question is answered somewhere in this link. If your employer offers health insurance and meets the minimum requirements of the ACA you WILL NOT be eligible for any tax credits associated with purchasing your own coverage.

http://www.enrollappointments.com/primeinc/files/PRIME 2013 DRIVERS 110113.pdf?1383343809

 

Btw, I will add that premiums have gone up every year but this one. $5 a week ($260) is a far cry from the $2500 immediate savings in premiums that was used to sell this turkey of a law. Plus I still have to compare it to the old plan to see if my coverage is less or deductibles are higher for that $5 discount.

I want to say this plan is an early ACA compliant plan seeing how the employer mandate has been pushed off for a year. There could be bigger changes for next year.

Prime is pretty good about getting ahead of things rather than waiting. Like E Logs. If you heard them 4 years ago when they started elogs , they expected it to be mandatory at any moment. :>) By my estimate, they're about 6 years early on that deal.