Bobtail ins. Vs non trucking liability

Are You own trailer?

 

Automotive liability: This is what the FMCSA requires the carrier to have to cover accidents on the road ($750,000 for most freight, though brokers usually require $1,000,000).

General liability: This protects you if a dockworker gets hurt on/in your trailer. Some brokers require $1,000,000

Cargo insurance: Covers damage to cargo only -- usually $100,000

Bobtail: If you are leased to a carrier and running under their insurance, this covers the times when you are driving around bobtail but still subject to dispatch. But it might not cover you if you are on home time and decide to drive your bobtail to the store to get groceries.

Non Trucking use: like bobtail, this also covers you if you are pulling a trailer. The big difference is that it covers you if you are running personal errands, which not all bobtail insurance does.


The $10,000 quote probably included auto liability, which your carrier should be covering.

 

What double yellow said

 

http://www.colonialtruckinginsurance.com/coverages/non-trucking-liability/

 

https://ssl.gwccnet.com

Check Great West, been with them 4 years, they beat others price every time.

My agent:

http://www.cmbrown.net/

Good luck!!!