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Insurance Company

Discussion in 'Ask An Owner Operator' started by firecatf7333, Jul 28, 2016.

  1. Jul 28, 2016 #1
    firecatf7333

    firecatf7333 Light Load Member

    175
    59
    Oct 28, 2012
    0
    Need help finding cheaper insurance. Paying 14k/ yr standard 1m and cargo I think is 150-250k (can't remember) Dry Van...1 truck...2 drivers @ 3 years CDL both over 27 years old and good driving records. Based out of NY. Would like to get it under 10k a year

    Company formed 3 years Ago


    Ooida says drivers need 9 years experience so that won't work

    Northland says you need a local underwriter ...which is what I'm using now so that's no good. Progressive is a 500 mile radius which won't work

    Thanks
     
    firecatf7333, Jul 28, 2016
    firecatf7333, Jul 28, 2016
    #1
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  3. Jul 28, 2016 #2
    x1Heavy

    x1Heavy Road Train Member

    34,017
    42,104
    Mar 5, 2016
    White County, Arkansas
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    Maybe relocate out of NY? The Empire State is a glutton on money.

    I hate to be so... simple with that one sentence. We live in the best Nation in the world and there are lots of places to truck for cheaper than NY.
     
    x1Heavy, Jul 28, 2016
    x1Heavy, Jul 28, 2016
    #2
    77fib77 Thanks this.
  4. Jul 28, 2016 #3
    firecatf7333

    firecatf7333 Light Load Member

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    Oct 28, 2012
    0
    I'm not moving... Or do you mean file the business outside NY. I'm in Upstate NY maybe that helps idk
     
    firecatf7333, Jul 28, 2016
    firecatf7333, Jul 28, 2016
    #3
  5. Jul 28, 2016 #4
    x1Heavy

    x1Heavy Road Train Member

    34,017
    42,104
    Mar 5, 2016
    White County, Arkansas
    0
    Upstate. That's different.

    Let's see... Hoo boy you have all sorts of things to get into up there. I will have to sit and think back that far to remember. Leaving NYC aside, I remember Albany, Seneca Lakes (Akio Salt shipping) and so forth up there.

    There is a Buffalo foundry that runs brass in box trailers to for example Remington Arms here in Lonoke Arkansas...

    There is a mess of Canada logisitics to feed all those factories between you and toronto post NAFTA Clinton years... and so forth.
     
    x1Heavy, Jul 28, 2016
    x1Heavy, Jul 28, 2016
    #4
  7. Jul 28, 2016 #5
    Skinny P

    Skinny P Light Load Member

    59
    46
    Aug 31, 2014
    Charlotte, NC
    0
    Try Great American Insurance. Or you could call a broker and see if he can help you.
     
    Skinny P, Jul 28, 2016
    Skinny P, Jul 28, 2016
    #5
  8. Jul 28, 2016 #6
    Pepper24

    Pepper24 Road Train Member

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    Dec 3, 2010
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    Man try to figure out insurance co.I live in nc .My is thru daily underwriters $6600 with physical damage included.Dont know why where you live matters much but guess it does.i can run nc to ny every week and pay $6600 a guy in ny can run ny to nc and pay $1400 a year.i don't have a co driver and pull a step.Just keep calling around.I personally would stay away from OOIDA there higher,not all brokers will accept it.
     
    Pepper24, Jul 28, 2016
    Pepper24, Jul 28, 2016
    #6
  9. Jul 28, 2016 #7
    Pepper24

    Pepper24 Road Train Member

    1,811
    1,271
    Dec 3, 2010
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    Not $1400 meant $ 14000
     
    Pepper24, Jul 28, 2016
    Pepper24, Jul 28, 2016
    #7
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