JCB Miami Buy here pay here

I'm currently trying to start my own dump trucking company with a personal friend who's a broker. I've been looking at trucks for about 2 years now and I have a couple years of driving and mechanical work. I'm comfortable in the area and I have a pretty decent list of places I'll be looking for work so I'm pretty solid in that area. Only thing standing between me and 72/Hr through this broker is actually owning a truck. I have applied for 2 different loans through 2 different national lenders and havent had much luck. I have decent credit but the loans were for 30k with 7500 down which isn't an issue. However they require me to buy a truck thats 2007 or newer and any tri axle that year or newer is about 60k so I'm just a hair shy with financing. I've found this place down in Miami that offers buy here pay here no questions asked and they're offered a 07 Freightliner for 62k or 1300 a month buy here pay here. I have honestly told people my whole life to stay away from buy here pay here with cars and I'm wondering if anybody has some knowledge of this place JCB in Miami and if its legit to do business with them through a buy here pay here.

http://www.ertrkandequip.com/landin...t.aspx?ETID=1&pcid=2000817175&dlr=1&bcatid=27

 

Well I know they're going to hit me hard on interest. but it's better than making 15/hour for the rest of my life here. If they're charging 1300/month for 60 months that's just a bit over the real value. Plus interest at a normal rate its be about where I'll be at 1300x60. But try to play games like we all know they will I'll lose. I'm not going to let them bend me over but in order to play I need to pay.

 

And why is that?

 

Best I can get is $7500 for a personal loan. I have decent credit but I'm only 24 so I don't have a lengthy credit history.