Looking at insurance for hotshot

I'm with Shelter Insurance headquartered in Columbia, Missouri. For full coverage, 1,000,000 liability 500 deductible and 100K Cargo Insurance 1000 deductible it's $3,465 a year payable by monthly payments. So look around your own Ins. company my offer the coverage and be cheaper. I was surprised mine was. Also they have payed on cargo damage 2 times all by hail damage in transport and rates haven't gone up. Probably because they are considered acts of God. One claim on Liability from tire coming off and hit and did major damage to a new Mercedes's oops.

 

Hey JC,What type of equipment are you running? I'm trying to get my ins figured out and was recently told shelter could not do the commercial side for me