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What insurance do I need to run under someone else's authority?

Discussion in 'Ask An Owner Operator' started by Trucking Suwanee, Jul 30, 2015.

  1. Jul 30, 2015 #1
    Trucking Suwanee

    Trucking Suwanee Bobtail Member

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    Jul 30, 2015
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    I have received conflicting information regarding insurance requirements for my trucks when running under someone else's operating authority. I am a small fleet owner with 4 semi trucks and 4 box trucks, with my own operating authority, I've been running my semi trucks off of the load boards, but I got offered a contract to run for a trucking company. They will only use my trucks if I run under their authority. So my question is, will I still need to keep the full coverage insurance on these trucks or can I drop down to bobtail insurance?
     
    Trucking Suwanee, Jul 30, 2015
    Trucking Suwanee, Jul 30, 2015
    #1
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  3. Jul 30, 2015 #2
    baha

    baha Road Train Member

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    The co. you lease/on to should take care of main ins. If you still owe $ on them you will need to keep fire an theft policy untill their paid off .
     
    Last edited: Jul 30, 2015
    baha, Jul 30, 2015
    baha, Jul 30, 2015
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    Trucking Suwanee Thanks this.
  4. Jul 31, 2015 #4
    lurch379

    lurch379 Bobtail Member

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    I am leases to a fleet and run under their authority. The will have the liability insurance as well as the cargo insurance. If you are pulling their trailer you may need to ask then if they require you to have trailer interchange ins. If not then you will need non-trucking liability (bobtail) and comp collision per your needs for the bank.
     
    lurch379, Jul 31, 2015
    lurch379, Jul 31, 2015
    #4
    Trucking Suwanee Thanks this.
  5. Jul 31, 2015 #4
    lurch379

    lurch379 Bobtail Member

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    I hate auto correct "I am leased"
     
    lurch379, Jul 31, 2015
    lurch379, Jul 31, 2015
    #4
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