THE ADVENTURES CONTINUE - DFO gets a truck and hops on Schneider's IC Choice Program

Discussion in 'Schneider' started by dieselfuelonly, Nov 1, 2013.

  1. w.h.o

    w.h.o Road Train Member

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    Leaving 20% apparently boost you're credit score. I don't like paying interest so I always paid my card off
     
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  3. moosc

    moosc Road Train Member

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    What ever you don't forget to let the finicicial instute now it's a business loan not personal loan. Your a business owner now.
     
    EggoTrucker Thanks this.
  4. speedbuggy84410

    speedbuggy84410 Light Load Member

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    just a fyi. I run def and I fill it up once a week. at $2.70 per gal at loves. cost averages $35.00 per week. it's like fuel, the faster you run the more you use.
     
  5. gentleroger

    gentleroger Road Train Member

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    My thought would be to put together a nice P/L statement for your first 6 months and then go into your credit union and talk with them soon. You've paid down the pick up truck on time (I trust) so your conversation should be pleasant. Then take a walk around to other area banks and have a conversation with them too. Note well I am saying CONVERSATION not APPLICATION. Talk first, find a deal and then apply. Also find out the specifics of financing thru SFI - you might be pleasantly surprised. Pigs might start flying tomorrow too - you never know.

    Look into SBA loans and mircolenders (ie Lending Club ).

    Leasing a new truck or going thru Lone Mt looks to me like a loosing deal. Every time I run the numbers they come up with me being the loser. Though you might be able to get Lone Mt to finance your truck.

    If you get to the end of September and still haven't found a workable solution, PM me. I might know a guy who knows a fellow whose cousin owes him a favor.
     
    daf105paccar, scythe08 and mickimause Thank this.
  6. Chopper1776

    Chopper1776 Light Load Member

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    With my company 2013 Cascadia, I usually use around 12 gallons of DEF per week. I believe the video they had us watch on DEF said a 23 gallon tank was good for around 5-7000 miles.
     
  7. Chopper1776

    Chopper1776 Light Load Member

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    Oh yeah, and my cruise is set at 63 which seems to be about your average speed DFO.
     
  8. 6 Speed

    6 Speed Heavy Load Member

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    If it is American Express.
     
    Chopper1776 Thanks this.
  9. Chopper1776

    Chopper1776 Light Load Member

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    If you pay your credit card bill off every time you get the bill, you don't gain or lose credit (nothing is shown). If you keep a balance and make payments, it shows those payments on your credit report and slowly builds up your credit rating.
     
    GWIZ2260 Thanks this.
  10. 6 Speed

    6 Speed Heavy Load Member

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    You can do that after your score is above 715. Then you could walk into a dealer and get what you want.
     
    Chopper1776 and w.h.o Thank this.
  11. Dogals right foot

    Dogals right foot Road Train Member

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    The Dreaded Northeast
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