Own authority?

You may want to talk to an insurance guy to see what you would be paying in premiums and if you will be able to afford it before you make that decision.

 

If you get your MC numbers, you will be a motor carrier. Brokers will not care about your drivers. Your reputation will depend on how clean you can keep your numbers and how often you get the load delivered without any drama.

With your own numbers, you can haul for everyone who would never hire you as an employee and then some.

 

Things like DUI could be an issue with insurance. I don't know how far they (underwriters) look back. But it should not be an issue to have a still fresh DUI and hire a driver to run the truck.

 

Car insurance and cargo/ general liability are completely diffrent things.

I’ve had my CDL since 1991, clean record and great credit. 3 of the 5 companies I talked to just flat turned me down. The other 2 were OVER $18 thousand a year, one payment.

I pay $19 hundred a year for corvette, diesel 4x4 pickup and 2 other cars, full coverage with $500 deductible.

So you can see they don’t always match up.

 

Great west casualty
The cheapest insurance in the whole world .
My buddy got approved for 7,000$ a year premium.I am paying 15,000$ per truck.You have to have 1 truck though .if more they won’t aprove you .