Using business debit card for food purchases on the road.

Discussion in 'Ask An Owner Operator' started by joseph1853, Aug 26, 2021.

  1. joseph1853

    joseph1853 Road Train Member

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    Is it a bad idea to use your business debit card to buy food on the road or should I use my personal debit card? What can you use your business debit card for?
     
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  3. skallagrime

    skallagrime Road Train Member

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    Buisness money is for buisness expenses

    If you are claiming per diem on taxes, using and reporting food via buisness as travel expense is double dipping

    If a sole proprietership, i wouldnt get too hung up on it but maybe just pay yourself to personal acct and use that? Otherwise whats the point of having set up a buisness account in the first place when you are just going to use it as if its your personal?
     
  4. 86scotty

    86scotty Road Train Member

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    Not sure why it would matter.
     
  5. buddyd157

    buddyd157 Road Train Member

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    personally i'd keep the 2 accounts separated.

    one is for business, and should be kept that way.

    you might start to lose control of your spending by mixing the 2.

    business debit for fuel, tires, repairs, etc....for the BUSINESS.

    my 2¢...from my personal account....lol
     
  6. Ridgeline

    Ridgeline Road Train Member

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    Because the irs will look at the claims and see duplicates for the transactions and will deny all of it.

    keep it separate and keep records.
     
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  7. Allow Me.

    Allow Me. Trucker Forum STAFF Staff Member

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    If your business acct was zero and you were hungry, would you tap into your private acct to have a meal ?
     
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  8. dngrous_dime

    dngrous_dime Road Train Member

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    All trucking income goes into business account. Weekly driver salary (me) get automatically transferred on Fridays, and that's what runs the house. Legally, there's precedence for giving employees a "bonus" from my LLC, but that should be fairly infrequent.
     
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  9. feldsforever

    feldsforever Road Train Member

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    I am interested go on.
     
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  10. dngrous_dime

    dngrous_dime Road Train Member

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    Go on about what? If there were more to say on it, I'd have said it. Lol
     
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  11. joseph1853

    joseph1853 Road Train Member

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    10/4
     
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