OTR Banking Tips, Options

I use Varo and in the past I used Chime. Both use Allpoint ATMs as network ATMs, which can be found at Circle K, CVS, and 7/11. Cash deposits may be made for a fee at these locations. It's a flat fee that is location dependant and not amount dependant.

 

In my last years driving I was using Regions bank along with another local bank. Not because I liked Regions, but they bought out the bank that bought out my local bank back in the 80s. I was actually surprised at how many Regions Banks were all over the southeast US. I don't remember any Regions ATMs being in truck stops, but I do remember some places where a Regions ATM was a short walk away. One thing though. I am having a difficult time understanding why the OP is having to deposit money when on the road? Why not just get pay and/or settlements direct deposited? When I was active I have a large portion of my pay directly deposited and a small portion put on my fuel card. It was always there if I needed it and if my fuel card balance got large it only cost me a buck 50 to transfer to my bank.

 

SOFI without a doubt. You get %1.50 interest on your money and free access to over 55,000 atms nationwide.

 

In the end, you have to do what you deem best for you.

 

Your trucking company is giving you cash you need to deposit or in the course of truck driving someone else is giving you cash to deposit? I'm skeptical. Something else is going on like "independent pharmaceutical rep" or not paying taxes or child support or something "non-standard."

None of the ATMs around my home even have a deposit function on the screen. I remember 2 years ago when my bank warned they were ending deposit feature at the ATMs. The only deposit ability at my bank, after hours, is the night deposit slot with a deposit slip. None of the ATMs I've ever used in truck stops have a deposit option. When was the last time you used an third-party ATM, such as at a convenience store or truck stop or some retail location to make a cash deposit? Was it within the last year? I think you are remembering some rare deposit you made years and years ago.

Why so cryptic about what businesses or which ATMs accept cash deposits? What business can place money you hand them into your checking account? If you are saving money in a mattress please understand it's far more likely your house or car will be broken into by a crook than your bank stops you from using an ATM or refuses to honor a check you write.

 

The reasons for needing to deposit cash on the road aside, the best option for depositing cash nationwide regardless of bank is Walmart. You can deposit up to $1,000 cash there onto any bank debit card for a flat fee of $3.74.

 

I still find it strange the OP is having to make cash deposits on a regular basis while on the road. In fact, I can't remember the last time I walked into my bank filled out a deposit slip, and deposited cash. As I was typing this out I opened my wallet and looked inside. I have a 20 and three ones. I rarely have much more than $30 or $40 in cash on me. My rent and all my utilities are all paid by automatic draft.

I won't question the OP. I just can't understand why!

 

Maybe I am not reading your comments properly. I 100% understand using cash. I know people that do. Also, it is your business. I just can't understand why you are making regular cash deposits on the road. Unless you are also getting extra cash every time you fuel. Again none of my business!