OTR Banking Tips, Options

Walmart was the only option I knew of when I made my first reply to the OP.

 

There is some shady something going on.

 

Credit Union is the best bet. Even if you need to deposit cash. Most credit unions are part of a national network that allows transactions at any member of the network.
you can get an ATM/Debit and Credit card from them as well. Most also offer an app and bill pay service. Most have no fees for most accounts.

 

Redneck bankin's funner. It's worth it for the name alone and the sweet debt card graphic.
Redneck Rewards Checkin' Account - Accounts

They have good rates and refund up to $25 in ATM fees monthly. I've never held an account there so no first hand experience with them.

 

I don't know for 100% sure, but I was told last night that you can deposit cash to your bank via Western Union. There are going to be some fees if this is possible.

 

It's not important, BUT this is what you actually said! "I like to use ATMs. Occasionally, I might make a cash deposit. These could be real issues out on the open road." When somebody tells me that they "Occasionally" do something I take that to mean the said thing is done regularly. It may be 2 times a year or 5 times a year, but it still means you are regularly doing something.

Are you NEVER at home? I don't know, but if were depositing cash I would do so at home. I still can't understand why you need to make cash deposits like this. EVEN if it is only 2 a year. Now, if it were me I would get one of the Netspend cards at Walmart. They will allow over a $10,000 balance. You can use any Walmart to load them. Then you can also use them online. You can also transfer money from it to your local bank. YES, you will pay some fees, but in my opinion with Walmarts all over creation and many that will allow trucks to park, getting in one should not be impossible.

I use a Netspend card when I want to buy something online and I don't trust the company with my main card.

 

Why is the govt getting ready to take money from your account? How does handing cash to an attorney help versus giving the same attorney a check from your checking account? You keep track of your checking account, I hope.

 

You do know the cops can arrest your cash for no reason, right? It's called civil asset forfeiture.

 

I had that happen.
They can only take a certain percentage of a paycheck.
And it would not require a cash deposit into the account.