Has anyone heard of get a sleeper today or regional financial

well let me give you my opinion as i just looked at their website i am also in the market for another truck....

2001 pete 379.....$10,000 dn 1800 per mo for 18 mo =$42,400

same truck $30,000 cash....financed for 18 mo w/6000 dn(20&#37 plus 10%interest=1533 per mo=$33,594....

$8800 savings versus them....now this is just straight finance talk i have no idea as to the credability of this company....now they do state their trucks come with a "warranty" and again i do not know their terms just stating fact....hope this helps

 

scam........

 

Places like this are the subprime/payday lenders of the truck financing world. Almost always best to be avoided.

Why would you consider financing through them instead of a bank,credit union or well known finance company? What benefit is there for you?

Unlike some on this board I believe leasing is a legitimate way to finance equipment. But when it comes to trucks NEVER lease a used truck. You will be liable for accumulated wear and tear inflicted prior to you leasing/operating the truck.

With a true lease, there is no such thing as a down payment. With a $7,000 "down payment" you are financing that truck for them.

Ask yourself this: Why are they leasing trucks instead selling them?

Answer: Because they plan on owning the truck after you are gone, i.e. they are planning on you to fail.

 

I believe these outfits finance anyone and that is why he is asking. Some people have no credit or bad credit and cant get a bank loan. For someone who needs a in house financing program to get financed you may try Blackmun equipment. I will say I have not bought from them but did look at there trucks when I was looking. Nice people and the deal would of been if I bought the truck I put 5k down and paid 1000 a month till it was payed for. Real easy to deal with and in my opinion a fair deal. DIdnt seem like the trucks were over priced and everything I looked at was clean. The biggest issue is there in stockton CA.

 

Was it a lease or an installment contract(purchase) and who's name was on the title? Those are the big questions to ask.

I don't think having bad credit is a good enough reason to consider a lot of these programs just to fulfill the need for instant gratification.

 

Well it is a contract purchase just like buying a car. I didnt buy from them as I said earlier just know that in my dealings I learned this how they finance. Its a family owned business and seemed easy to deal with. Again I didnt buy from them just thought it may help someone out who is looking for easy financing. Still have to have a decent amount down and so on.

 

another good one is tradition diesel in blaine miss...robert montgomery is the owner and very easy to do business with.....iv known him all my life