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Finance issues...already...

Discussion in 'Experienced Truckers' Advice' started by N172, May 30, 2012.

Page 2 of 4
  1. May 30, 2012 #11
    N172

    N172 Light Load Member

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    18
    Feb 28, 2012
    OTR
    0
    Owner op is DEFFIENTLY a year plus down the road. When we able able to stop living paycheck to paycheck, and put be able to put money in the bank (even if it is only $50 a month), then I'll be going to school online. I've thought about business management, I've already received my CompTIA A+ Cert. Then, when my fiancée and I talk, long and hard, do the numbers, and figure out if owner op would be in our best interest, THEN I will consider it. Then I will look at the numbers the company gives me as an example. Not while I'm learning the ins and outs of the trucking industry.
     
    N172, May 30, 2012
    N172, May 30, 2012
    #11
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  3. May 30, 2012 #12
    Cranky Yankee

    Cranky Yankee Cranky old ######

    15,317
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    Jan 31, 2012
    Green Bay Wi
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    young man your comment about just giving up and going back to mcdonalds elicts that kind of comment
    watch too many kids having kids and expecting others to pick up the pieces I wont back off my comments and you wont be a truck driver take it to the bank
     
    Cranky Yankee, May 30, 2012
    Cranky Yankee, May 30, 2012
    #12
  4. May 30, 2012 #13
    N172

    N172 Light Load Member

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    18
    Feb 28, 2012
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    0
    Thankfully I got a friend that works for FedEx and has an old cooler for me. It's used, but it's free. Smoking, yes...I do smoke and I hate it. I wish I never would have started. I've tried to quit multiple times, but it seems like something always happens that brings that stress back out. Electronic cigs, I've tried, but it was a cheap brand and it broke within a week. So I will be getting a better one when possible. We get food stamps currently and I plan on using $200 or so for me each month while I'm out. Still have $300 left. In regards to child support, let's just say its $400+ a month. And yes, arrears is the biggest part that's kicking my ### currently. If I don't work, the arrears gets added to, obviously. If I do work, they take almost everything and leave me with barely enough money to do laundry with.

    I know life isn't easy, and don't expect it to be. But when it gets to the point to when no matter what you try to do to better off yourself, and life throws a knuckleballer, yes...not curve, life sucks! Lol. My fiancée puts it perfectly, "we aren't at rock bottom yet, we are inches from it".
     
    N172, May 30, 2012
    N172, May 30, 2012
    #13
  5. May 30, 2012 #14
    N172

    N172 Light Load Member

    119
    18
    Feb 28, 2012
    OTR
    0
    When did I ask for a hand out? When did i ask for somebody else to take care of my problems? If your talking about living off the system for now, then take it as you will. We are using it as a crutch, to get back on our feet. I haven't always been in this rut. I have been that guy that sees a homeless person saying they will work for food, gives them $5 and a business card to where I worked and told them that we are hiring. I know I have to work for what I want for my family, thats why I'm out here driving. It's a step, one I feel most people would agree, that is in the right direction instead of sitting on my ### playing video games all day.
     
    N172, May 30, 2012
    N172, May 30, 2012
    #14
  7. May 30, 2012 #15
    poppapump1332

    poppapump1332 Road Train Member

    2,987
    2,465
    Jan 2, 2010
    birdsboro,pa
    0
    I know the situation your talking about least your out here trying to do what's right don't let these people on here that never been in your situation talk **** on you seems like your trying to do the right thing keep your head up btw I have 4 kids been trucking since I was 21years old
     
    poppapump1332, May 30, 2012
    poppapump1332, May 30, 2012
    #15
  8. May 31, 2012 #16
    snowwy

    snowwy Road Train Member

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    Jul 6, 2009
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    people fall on hard times. there's no reason to be knocking the op down just becuase he's a struggling human.

    and you've all never felt that struggle. you may have made enough money to stay afloat. but not everyone is that lucky.
     
    snowwy, May 31, 2012
    snowwy, May 31, 2012
    #16
  9. May 31, 2012 #17
    ChristenburyM

    ChristenburyM Bobtail Member

    44
    14
    Apr 22, 2012
    Jupiter, Fl
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    Keep working hard, get some experience and don't let people knock you down, once you get experience with a good work history you can make decent money. The last time I drove OTR I averaged 800 to 1200 a week then I came home and found a local job paying 1000 to 1300 a week, these jobs are hard to find but if you work hard and are persistent you can eventually make a good living driving a truck but it takes hard work and a good attitude!
     
    Last edited: May 31, 2012
    ChristenburyM, May 31, 2012
    ChristenburyM, May 31, 2012
    #17
  10. May 31, 2012 #18
    Cranky Yankee

    Cranky Yankee Cranky old ######

    15,317
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    Jan 31, 2012
    Green Bay Wi
    0
    I started driving on the family farm at 10 , delivered newspapers at 12, drove a 10 whewl dunp after HS , Owned my own buisnes and lost my own buisnes been well off and declared bankruptcy, Been thrice married twice divorced. Raised 6 kids lost one to leukimia and another has MS. I have experienced a full share of life
    This guy started the thread by complaining child support caught up with him and he should just throw in the towel and go back to MCD's because his responsibilities caught up to him thats what i saw
    So you guys keep patting him on the back
     
    Cranky Yankee, May 31, 2012
    Cranky Yankee, May 31, 2012
    #18
    ajsmith184 Thanks this.
  11. May 31, 2012 #19
    Moosetek13

    Moosetek13 Road Train Member

    14,633
    18,330
    Nov 1, 2010
    Burnsville, MN
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    You know, some people are better at handling life's difficulties than are others.
    You seem to be one of the gifted.

    I can understand where the OP is coming from.
    My first marriage ended badly, after two children.
    So I was hit with child support, but I could not afford to pay it and still live myself. It ended up being a cat and mouse game.
    Without the proper education for a high paying job, or the time to get one, one can find oneself in a sinkhole that seems to have no way out.

    Never forget...

    There, but for the grace of God...
     
    Moosetek13, May 31, 2012
    Moosetek13, May 31, 2012
    #19
  12. May 31, 2012 #20
    Tazz

    Tazz Road Train Member

    2,821
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    Oct 25, 2009
    Lynchburg,Tn
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    Snowwy luck has nothing to do with it. People are exactly in the position they are by the decisions they have made.


    Trans Am I agree, however there is a difference between patting him on the back and advising he keep going because his alternative is more beggingg for scraps off society. Given the choice of advice to give him I'll stick with telling him he needs to gut it out and get off the dole.
     
    Tazz, May 31, 2012
    Tazz, May 31, 2012
    #20
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