Accident... What to do next???

Call your company and your insurance company NOW and let them handle it

 

Your next call should be to your insurance company. They'll help you and they'll fight it out with werner.

 

I would call progressive and have them tow it and let them handle it that's why you pay them. I think you have 24 or 36 hours to contact them its in your policy

 

Flo didn't rush out to help you?

I'm going to assume you told your company the whole story... I believe what they told you is a load of crap. What you should do is calmly and politely call them back (your ins.) And remind them that you pay a premium for them to work for you. You need assistance now, not Monday. There has to be a night and weekend number you can call for the other drivers insurance but progressive should be helping you.

 

Personally, I'd have my truck towed to a shop I felt comfortable with doing the repairs ASAP...the sooner they get it, the sooner you will get it back. Tow bill gets submitted to Werner's insurance along with the repair bill. If you rent a truck to continue working, that also gets submitted, and will likely be easier to collect than if you take time off with plans to try collecting for the downtime (in which case they'll bend you over looking into exactly what your "net" would have been...because they aren't going to pay for the fuel you didn't use or the wear and tear on the truck when it wasn't on the road). If you have to spend any time in a motel, that too gets submitted for reimbursement.

They will probably take their sweet time paying on the claim, and the more wiggle room you give them to dispute any of the charges the longer it will take. Not much to dispute about truck rental, repair, or tow bills...all costs incurred as a direct result of the incident. Start getting into "Well, I usually make $XXXX.XX per week" and it becomes a matter of arguing over how much it would've cost you to make that money. This is where the quality of YOUR insurance company and the policy you have with them becomes important. Good insurance will pay the claim in order to get you back on the road, and then go after the other party to recover the cost of that claim. Bad insurance you are on your own.

 

Take pictures of it before it's towed. Take pics of the spot your in and the surrounding area. May help later trying to explain how it happened

 

You should have let Werner handle it on Monday. I've been through this many times. Now that you filed with your insurance your going to get paid minus your deductible. You won't get that until your insurance company gets paid from Werner. Werner probably would have rented you a truck also.