My debit card finally got hacked

No lol.

 

That's not icecream that's custard. LOL

 

Somebody hacked the ADOT data base and set up like 35,000 American Express Cards.

I found out about the one in my name from Credit Karma. Just did my monthly look, and was going " That's nice, I have $5K available for my AMEX card. Except I don't have an AMEX card. I called them, and they said it hadn't been activated, and they cancelled it. They told me the ADOT hacking story.

After being in business for 12 years, all my information is basically available to anyone, your life is an open book, as people are always inquiring about your financials. A good bank ( I've been at Wells Fargo forever, and they are tough ), and keeping good documentation are what are needed in todays world, no point in worrying about stuff.

They had a report on FOX today that the CIA can observe you through your television. Gee that's about 20 years too late.

So all of you that made fun of my tin foil hat, well you can just make your own now.

 

One of those clowns forged a $50.00 Comchek in my name.
Someone in New York City ghetto used my credit card number and bought $125.00 worth of womens makeup.
I didn't have to pay either one of those charges, but still frustrated.

 

Ive been cloned and hacked.They have hidden cameras set up at ATM and Safeway Gas Stations etc.A 17 year old kid out here by Olympia "got busted" Had over 100,000 dollars worth of i pods and electronic "crap" in his house.Worked at McDonalds and swiped cards "twice".Once on a real swipe then on "his recorder".FBI said hey"everyone ate at this MD in Lacey ,Wa that got "hacked".

 

I was accused of wearing a tinfoil hat when I posted people can watch you through your computer as if watching reality TV. They can hear you talking through your computer, television, Apple phone, Apple watch, etc.
Julian Assange is my hero by showing all this is true from his latest data dump of CIA files. A few months ago the CIA tried to block his computer internet access and he laughed at them.

 

Ten years, I'd say you've been dam lucky. Particularly with giving it to bartenders or servers. Had mine hacked several months ago. Pretty sure I know where and when it was done, but it's impossible to really accuse anyone.
There are three most likely ways for your card to be compromised. First off, is some type of scanner attached to an ATM or gas pump. These blend right into the background, and look to be a part of the legitimate scanning mechanism. These get your card number, and record your pin number.
Second is to have someone, and it is quite often someone in food and beverage either copy your card info, or scan it into their own small pocket scanner. This has the built in problem of not getting your pin number, but that can be gotten around.
What will often happen when your card is compromised, no matter how, is that the individual responsible for the compromise, sells the information to a large organization. That large organization, will in turn, hold the information for months, before selling it in turn.
The third likely way, is by ordering from the internet, from a questionable website.
What you can do to protect yourself. Forget about ever letting your debit, or credit card out of your sight. Once that card is out of your sight, anything can happen to it. Good example is giving it to your bartender to run a tab. But how about when you give it to a waiter/waitress, who has to take it elsewhere to run it. In either case, you are at risk.
While I'm not a big fan of carrying a lot of cash, if we are going out for an evening, I'll hit the local credit union ATM and get a couple of hundred in cash. You then pay the tab, and leave the gratuity in cash. If you want a record of what you spent, ask your server for a copy of the ticket.
Protecting yourself from scanner attached to ATM is a bit more difficult. But there are steps you can take to help yourself. For one thing NEVER, EVER get money from an ATM machine that is not part of a financial organization. Those ones that you see in truck stops, convenience stores and many other places are not a part of any banking service. They are privately owned and serviced. Sure they will take whatever card, debit or credit, that you use, but if you have to pay a hefty ATM fee at the location, figure that it may not be legitimate.
Now for internet use. I suggest that you get either a rechargeable prepaid card, or buy "gift cards." That way, no matter what, you limit your liability to however much you have loaded on the card. Better to lose 250 bucks, than 2500 bucks or more.
In my case, the fraud was called to the attention of the CC company, due to greed and stupidity on the part of the fraudster. I'm not going to go any further into that.
I was notified by my card company, that they believed there had been a fraud, and they asked me to call their security department. Verifying the number of their security department, was as simple as doing a Google. I did, the numbers matched with what the caller had told me, I contacted their bunco division, and the card was canceled, new cards with new numbers were sent to my wife and I. We then changed our pin numbers.
I am about 90% sure that my card had been compromised five months before, at an upscale local restaurant.

Screw the merchants. If they don't like it, they can stop taking cards. Like that will ever happen...

I doubt that it is from the past 15 days. If it is, the folks doing it are rank amateurs. Of course, pro or amateur, it is still going to be a bit of a hassle for you, and may wind up costing you some money.

Sure they can, patty. And it does happen. Just like a virus hitting your computer, that walks right through your firewall, and antivirus programs, they are out there.
BUT, there are so many million electronic devices, that the chance of one of your devices, (or mine, or anyone else's for that matter,) are pretty slim. Of course there are a couple of things that push the hysteria on "hacking." First and foremost, is the media, which will put out anything at all that has the faintest scent of sensationalism. The second, is the advertising by the antivirus companies, and most particularly the so called locking companies.
We've been a part of the millions of people, who have been put at risk by some of the hacking of major corporations and government agencies. Those companies, when that has happened, have been very good about paying for "credit protection monitoring," for a few years after the hack.
But I'm not going to pay LifeLock, or any other outfit, a fee to keep track of my protection. Keep up to date on your credit card statements. Always, I mean ALWAYS, compare your receipts to the statements. Of course, this means keeping your receipts for anything you use a card for.
Keep up to date on your checking accounts. A lot of banks or credit unions, have a phone teller service, where you can check not only your balances, but what transactions have occurred with your account.
We aren't exactly paranoid, but since we've been compromised, we do a phone teller check up at least twice a week. Pain in the arse? You bet it is. But it's a whole lot better than thinking that a particular account has 2500.00 in it, when in fact it only has 25.00.

 

Lots of posts between the time I started post 27, and actually got it up...

 

I want some custard right now!

 

It's on @tucker so why not go all out?