Did you even read the part that OP was found to be not at fault, and that the car driver was on his phone? smh
I'm curious who decided it was not the truck driver's fault? Unless it was God or a judge in the district court system, I'm not sure how much weight can be applied to this pronouncement
YOUR insurance Claims Examiner? This is standard procedure in most cases. Naturally your insurance company is going to take the side and view that should keep them from a claim payout. But no doubt the insurance Claims Examiner at the motorist's insurance company is saying something quite different to their insured. As was stated earlier. About all you can do is let the insurance companies fight it out in the way they routinely fight these matters out. Are you a company employee driver or an independent? Regardless, your mostly at the mercy of "the system" at this point. Tell the law firm who contacted you to stop calling you and get in contact with your insurance company as they are your legal representative in such matters ... they in turn will turn the matter over to their legal team.
Did you read the part where is said that that was what they lawyers would say? You should have because you quoted it. Do you really think the lawyers would be wasting their time if they didn't think they had a chance? Did you read further down where the OP said that his insurance agent was the one that said he wasn't a fault? Do you think that will hold up in court? Was the other driver cited by the police?
Was a Police report made?? at the Scene of the Accident?? Did the police report adjudicated the Fault..??
First and foremost, stop,talking about this on any and all publicly available places. Only talk to your safety departmant and your insurance people. No one else. If you are contacted by any one else, do not talk to them, only give them the name and number of your safety person. You will be better off for this.
Yeah OP better be quiet here, before it is settled.... if you must get it off your chest then talk in 3rd persons e.g. it was your uncle or a friend. They always send letters saying that they find you to be at fault. They got nothing to lose.