How much money do you save a month and how to save money OTR

I see where he is coming from. I also understands his audience runs from the gamut from the barely educated to the highly educated, so he keeps it simple (but not stupid). That being said, it is better to keep current on a $5,000 credit card heading towards collection than pay off a $1,000 loan just to be free and clear of it.

 

I avoid religion and MLM with equal energy.

 

See the post by dime. I left that part out. He nailed it.

 

Love the post about get out of debt than put everything into retirement...

Great now i have a ton of cash i can be burried with.

 

I would rather die rich than poor. The thought of being too old to work and not having enough to support myself fills me with dread. Imagibe being 85 and not knowing where your next meal is coming from Too many retirees out there faced with the choice of buying food or keeping the lights on.

 

That is an extremely myopic comment to make. You have the absolute right to have that opinion as well. I have no idea how old you are and in reality don't give a dang. However if you are under 40 years old don't expect there to be ANY form of Social Security available to you at 65. When you are 70 years old and greeting at Walmart because you have to pay the bills I hope you remember those words. This is not the political forum and Social Security discussions belong there. In my case I saved my money. I invested well. I am today retired and I do NOT draw a dollar of Social Security and have no plans to ever do so. Hopefully if the US economy stays in good shape I will NEVER have to greet at Walmart just so I can have the luxury of eating!

 

Reminds me of the three things YOU NEVER DISCUSSED with ole Archie Bunker!
1. Politics
2. Religion
3. Everything else!

 

You paid it in. Draw it and give to someone needier, and more deserving, than the Government.

 

Get on the blower (phone) and get that heeb (Hebrew) lawyer. They're great at suing. Classic Bunker.

 

The most important thing about saving is changing your lifestyle to match your goals. I have friends that can't pay rent because they blow money on booze and cigarettes.

I had to change my spending habits out of necessity.

You can't expect save if you are the like the fatty in the previous post with a box of pizza and candy bars.

It takes commitment and sacrifice.

Advertising and marketing companies know we are weak and compulsive and they prey on our weaknesses. That's why candy bars are within arms reach in the check out line.

Recognize when you are being manipulated and give "the man" the middle finger.

my 2 cents.

I'm in a bit of a dilemma. I'm about to start my OTR driving career and don't own my own passenger vehicle. On one hand, once on the road I'll save by not having a car payment or insurance. On the other hand it presents a problem getting to the terminal or drop yard. I live in an area that I'll most certainly have to drive a distance to get to the terminal. Depending on which carrier I decide to go with, it could be 1-5 hours drive. I'm sure I'm not the only single, solo OTR in this situation. What have others done?