Progressive Insurance increase in premium

Discussion in 'Ask An Owner Operator' started by femalecdla, Jan 11, 2020.

  1. femalecdla

    femalecdla Light Load Member

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    Yes. the secured lot is right behind my office.
     
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  3. Cat sdp

    Cat sdp . .

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    What address is on your 150.....?
     
  4. femalecdla

    femalecdla Light Load Member

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    If your referring to the MCS-150, my business address is listed.
     
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  5. Cat sdp

    Cat sdp . .

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    What’s the difference between the 2 addresses...?

    Big city vs country side..? If it’s in the same state .....

    Get another insurance company and call progressive’s bluff and cancel the policy and blame them for screwing you......
     
  6. PE_T

    PE_T Road Train Member

    Send Progressive to hell, and find a better commercial insurance. Progressive has always given me the most expensive quotes.

    I was speaking to my insurance agent a few days ago, and she said that Progressive is known for increasing the premium for just about any change on your policy like adding a new truck. Those guys are lions out to hunt the little guys. About the only good thing they have going on is that they will insure you when many won’t, but you will pay greatly.
     
  7. Dino soar

    Dino soar Road Train Member

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    Progressive does state that if anything is incorrect on your application they can come back and alter your policy and raise your rate.

    I can understand your point that you rent an office and a yard and your paperwork states that address as your business location.

    I can also understand their point that as the owner and as the driver you are over 2 hours away from your truck and your office. I could see that raising a red flag to them. Underwriters have different guidelines that they use when they write and review policies.

    If they are asking for your last 90 days of your ELD just give it to them. Sounds like they have proof your yard and your office is not in your hometown, and now they want to see whether you are truly parking there or whether you're traveling back and forth to your hometown.

    A lot of people lie to the insurance companies to get a cheaper rate. It is unfortunate that sometimes people that are not lying get caught in the crossfire.

    Just give them your ELD records. Then they can see that the truck is actually parked where it's supposed to be and you're not traveling back and forth to your hometown. That is probably what their concern is.

    If you give them the records, they may restore your policy to where it was.

    And they may also require that you give them your ELD records from time to time or regularly.

    Do you have a problem giving them your ELD records?
     
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  8. femalecdla

    femalecdla Light Load Member

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    I gave them the 90 days ELD report. I don't go home, because I live in my truck. And if I do decide to go home to visit my mom, I park my truck on the lot behind my office. I have lease agreement for all of this which I sent them.
     
  9. Dino soar

    Dino soar Road Train Member

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    That sounded like they just now requested it and you did not comply yet.
     
  10. femalecdla

    femalecdla Light Load Member

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    You are wrong sir. I have staff that answer my calls and accept my mail. I respond within a 24 hour period of time. I do not ignore anything unless its a solicitation.
     
  11. Dino soar

    Dino soar Road Train Member

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    Ok. What did they tell you after you sent them your eld's showing you have not traveled to your home town?
     
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