Why won't somebody give me an insurance quote

Its all who you know. Maybe someone you know will give you their agents phone number? It is crazy out there, LAst may some old bag about 90 years old ran into the side of my very beautiful 379 pete failing to merge in a construction zone in philly. it was like a 5 mph side swipe. She argued with me but she was declared at fault. No ambulance and no injuries obviously. Then in december months later she got the bright idea probably from those cdl accident lawyers to try and sue me for mediacal expenses. Total fraud but yeah, im still dealing with that nonsense.

 

Did she try to sue you personally? Or your insurance company?

 

insurance company so far. My agent told to just let him know right away if i get anythig in the mail.

 

There's more to the story here.

What did they say their criteria is? They must have told you something. Some agents don't even deal with "for hire" commercial truck insurance. What commodities did you say you were going to haul? How long and how much experience do you have with your CDL A ? What is your credit score?

You don't normally need to already have a DOT #, but you will usually need to have a truck, or at least have a VIN of one, for them to give you a quote.

Usually Progressive will take on newbies or others considered by them to be high risk, but you will be looking at extremely high rates. Maybe contact OOIDA and see what they say...

 

Yes. A dot # is required to get a quote. Otherwise they're just guessing

 

Typically it takes like 10 days to get a quote back. I got my authority about 6 months ago. I had to get a dot # before I could get a quote

 

It shouldn't take 10 days. I got/get quotes within 24 hours.

 

Now yes. New authority takes longer