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Discussion in 'Trucking Industry Regulations' started by Bones2121, May 21, 2021.

  1. Bones2121

    Bones2121 Bobtail Member

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    May 21, 2021
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    I was sitting at Sysco foods loading dock and the truck driver beside me pulled out like a crazy man and his trailer caught the hood of my 2014 Peterbilt. The dude made it to the out gate by the time I chased him down on feet. No what’s killing me is once I called the police we both gave our paperwork. Well the insurance company on his paperwork claims the unit wasn’t covered on the policy number on the paperwork. And to add to that they claim the owner put insurance on the unit the day of the accident but after the accident.
    Now I didn’t have uninsured motorist on my policy who would of ever thought anybody would hit me with a rig with no insurance. Now it’s going on 3 months. That I’ve been out of work waiting on my insurance to approve the repairs and this dude is going on with his business making money.
    This is my first and only truck !! And I’m being treated like I did something wrong when I was sitting still !!! don’t the insurance go with the operating authority the insurance company that’s on the safer web suppose to be liable for any equipment running under that authority?
    I’m about to loose my whole livelihood and nobody seems to want to help me. What about my loss wages and the business loss revenue we get nothing? And this dude company continues to operate?
     
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  3. truckdriver31

    truckdriver31 Road Train Member

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    put a hood on and rock and roll.
     
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  4. 201

    201 Road Train Member

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    high plains colorado
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    I agree, I think someone is finding out what crooks these ins. companies are. You'll find, as more and more people simply can't afford the proper ins. you will see more of this. It's a ploy to do away with the little guy, who they don't make any money on in the 1st place. We may just see an increase in outlaw truckers again. Can't afford the bills, can't afford to hang it up. That could be trouble. Part of truck ownership is being able to take things into your own hands. 3 months waiting seems unheard of to me. I'd have told them to pound sand, fixed it myself, and lesson learned in modern trucking and keep a close eye out for their trucks. That company may have a truck with 18 flat tires to deal with. Hey, O/O isn't for wusses, at least it never was. Good luck, pal.
     
  5. roundhouse

    roundhouse Road Train Member

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    Find a used hood and parts from a truck junkyard and use a credit card and get your truck rolling and making money again. Them worry about who is gonna pay for it .

    Then find an attorney and sue the driver and company and notify the DOT that the company was operating with no insurance.and sue them for lost revenue. Sue them for the money you didn’t make because your truck was not operable.


    Years ago I got rear ended by a another big truck on the highway in heavy traffic.
    His truck was totaled and another vehicle was damaged also.
    Cops show up and wrote a report ,
    I couldn’t get in touch with the the ins co listed on the report. So I had a friend who was a cop run the VIN of his tractor to find out who the ins co was.
    Turns out the tractor was stolen, and the license plate was stolen and the guys CDL was suspended months ago.
    Evidently the cop at the scene didn’t run any of that info through the computer


    I guess with no truck payment and no insurance you can make some good money trucking .


    Oh, and you most definitely need uninsured and underinsured coverage on your policy.

    i have never been hit by someone who actually had insurance.

    last time I got hit was rear ended by someone in a brand new car, like three or four weeks old.,
    They gave a fake insurance card to the cops.

    Time before that was rear ended by someone with a suspended license and outstanding warrants, and of course no insurance .

    time before that was hit by someone who blew a stop sign and had a fake insurance card.

    Etc etc
    The good drivers have insurance.
    It’s the terrible drivers that don’t have insurance.
     
  6. Magoo1968

    Magoo1968 Road Train Member

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    St Malo mb
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    Don’t forget to forward accident report to his home state dot to let them he was driving uninsured
     
  7. GreenPete359

    GreenPete359 Road Train Member

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    Oct 21, 2017
    Driving my recliner
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    If you don’t carry uninsured/underinsured on your policy, that is 100% your own fault. Buy a hood and all the parts and pieces needed to fix your truck.

    take the other guy to small claims court & try to collect, but good luck with that.

    Now the meat & potatoes....Stop being cheap, if you can’t afford to be properly insured, sell the truck & get out of the business!!
     
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  8. wis bang

    wis bang Road Train Member

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    Levittown, PA
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    D'Oh, you should have let him leave and call the POPO reporting a hit and run from the guardshack...adds a witness if there was a guard.

    Everyone is saying sue...chances are he doesn't have anything and will just keep on trucking; can't get blood from a stone.
     
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