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Non Owned (Hired Auto) Insurance PHYSICAL AND LIABILITY

Discussion in 'Experienced Truckers' Advice' started by I3IGBIRD26, Jul 7, 2021.

  1. Jul 7, 2021 #1
    I3IGBIRD26

    I3IGBIRD26 Bobtail Member

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    7
    Jun 25, 2021
    0
    Any suggestions? This is where the C.O.I. will name the rental company as the insured. Progressive does not do it.
     
    I3IGBIRD26, Jul 7, 2021
    I3IGBIRD26, Jul 7, 2021
    #1
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  3. Jul 7, 2021 #2
    calnca

    calnca Medium Load Member

    423
    4,098
    Apr 2, 2014
    Bella Vista, AR
    0
    Presuming you have a scheduled power unit, you could try National Indemnity. They would do it......but again it would only be available on an existing policy with liability & phys dam on a scheduled unit.....or as new business with the same scheduled power unit issue.

    No one I know of would do a standalone H&NO liability and APD with no scheduled unit.
     
    calnca, Jul 7, 2021
    calnca, Jul 7, 2021
    #2
    I3IGBIRD26 Thanks this.
  4. Jul 7, 2021 #3
    I3IGBIRD26

    I3IGBIRD26 Bobtail Member

    36
    7
    Jun 25, 2021
    0
    I have progressive and they wont write it. I dont get it- so im covered for 120k physical damage on a unit on our policy. If i go rent a tractor from paclease or penske im not covered??
     
    I3IGBIRD26, Jul 7, 2021
    I3IGBIRD26, Jul 7, 2021
    #3
  5. Jul 8, 2021 #4
    calnca

    calnca Medium Load Member

    423
    4,098
    Apr 2, 2014
    Bella Vista, AR
    0
    There SHOULD be coverage for you for liability, IF the unit you are renting is a "temporary replacement" as defined in the policy. If so, then yes, but if the rental is to add a unit to your fleet then no.
     
    calnca, Jul 8, 2021
    calnca, Jul 8, 2021
    #4
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