I just recently got my MC and DOT numbers back in April. No I’m not the driver, I have hired someone but they still for reason are giving me a very high quote. Progressive gave me a quote for about 80k a year which is truly insane. So please any help on how to get the cheapest insurance.
22 year old owner with hired driver and insurance quotes?
Discussion in 'Ask An Owner Operator' started by Konyali, Jul 30, 2021.
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Well what quote did you get back in April?
You have to have your insurance in place before they will give you your Authority so what was that situation?
And how did that situation lead to this situation?Coffey and Big Road Skateboard Thank this. -
Keep on quoting till they lower it, took me 3 brokers and 8 quotes from progressive before I got a low one.
Coffey, Jarhed1964 and Konyali Thank this. -
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You didn't go out a buy a truck before you researched this. Or maybe you did.
Jarhed1964 Thanks this. -
Jarhed1964 Thanks this.
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You can't get your motor carrier Authority with just a quote for insurance. You have to actually actively carry and pay the policy.
If you have your motor carrier Authority and you got that last April, you had to have insurance. So you're telling us that you've been paying $80,000 a year since then and now you're trying to figure something different out?Jarhed1964 Thanks this. -
You don’t know a thing about this industry, you get a truck, get a driver and then complain ther your insurance quote is high?
$80k seems to be right for armchair owners.Old Man, Diesel Dave, Gatordude and 4 others Thank this. -
Just curious what you stated you’d be hauling..if you told them Hazmat that would send your quote into the stratosphere
Biggest factor for me was location..Florida.
What state are you in and the closest city? -
Once they have a policy in place it can be activated.
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