Running under someone elses authority with my box truck?

His authority, his insurance...and he can charge back insurance, trailer rent, keep an escrow, etc.

If you get into an accident, your insurance will not cover it as you are working for the 'motor carrier' and when 'under dispatch' covered by the insurance on file with the authority.

I have a guy who had his own authority but leased to us as he didn't have enough business on his own.

On his off day, went to get an oil change and was in an accident and his insurance dropped it quick saying maintaining his truck on a non work day was STILL for the benefit of the motor carrier.

My insurance went to a NJ insurance 'expert' who indicated there is already legal precedent in NJ and we would loose...we are covering the loss.

 

He has to cover the cargo insurance, and as mentioned he has to act like you, a driver is an employee and the truck has to have a contract to put his numbers on your truck, it isn’t easy for a reason. Anything less is illegal and if you get into an accident, he can be sued beyond the insurance amount and you can be sued separately.

 

two trucks -or- two thousand trucks, still the same requirements. you can't be a 'little bit' of a carrier same as one cannot be a 'little bit' pregnant.

 

He doesn't know what he's doing.

What you need to wonder about is: what else he doesn't know about that could come back to harm you.

 

You can get your own physical damage and all that type of insurance though. You don't have to buy the carriers insurance. But the cargo and GL is the carriers responsibility for you.

 

I'am pretty sure his buddy that he wants to lease on with doesn't know alot either otherwise he would of never told him to find his own insurance
Makes me wonder if his buddy even has insurance
My thoughts are they were having a few cold 1's and that offer was the result