Is this normal in trucking

I would bet it is like auto insurance where it has a clause in it that will pay a very min amount vs the full amount if the driver was on the insurance. I would hate to find out and would never take a chance on something like that. Just begging to get sued and lose everything you have if driver does something stupid or not so stupid like the Werner Lawsuit.

 

Many insurance companies require a monthly roster and add/subtract for that month as units come and go.

Anyone NOT on the listing would result in denial of the claim leaving you and the not so honest guy holding the bag.

Wanna bet they can afford a better lawyer than you?

Now an honest company, even if the insurance carrier has changed, you would be covered by the claim covering insurance companies's legal council...no driver is safe under a 1099 scam

 

Motor carriers need to keep the DOT informed of their insurance coverage.

They do suspend the authority IF the insurance is cancelled so an employee driving for a legitimate motor carrier IS covered for operating carrier equipment at the carrier's direction.

1099 is not an employee so there are no guarantees unless the state decides there is missclassification going on.

Most 1099 do not have any contact provisions to protect them and the lack of a contract sugggests missclassificaton.

The 1099 'employer[sic]' might not have insurance but could be leased onto another's authority running trucks covered to DOT satisfaction making the driver further removed from any connection to the insurance registered with the DOT.

Change your choice of employers and get away from 1099.........

 

Around here dump trucking is the bottom of the barrel. Most of them run intrastate only and don’t have to have a USDOT number or abide by any of the FMCSA rules. It’s the Wild West when it comes to dump trucks.