An old man's career goes flat, Snackbar moves to open deck
Discussion in 'Discuss Your Favorite Trucking Company Here' started by supersnackbar, Jul 27, 2022.
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MAMservices, JohnBoy, Oxbow and 1 other person Thank this.
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well I'm not twice your age (I think) but I am older lolStill undecided Thanks this.
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SSB, I'm guessing that you might be a little older than me (60). I did my thirty years of driving and retired this year. I miss driving and the money. I only take home a little more than half of the money I made in retirement but it definitely still pays the bills. I definitely don't miss waking up early and driving to work each day. What is your motivation to still be working?dwells40 Thanks this.
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Piss poor money management and an inability to plan for the future.
That statement might not apply to SSB but it does to a majority of CMV drivers over 65 who don't have 20+ years at their carrier. It blows my mind how few of my company's drivers are maxing out the 401K match, not to mention the number of "abandoned" 401Ks. I don't even want to think about how many are taking advances on their pay.
I know drivers who are working just to provide their spouse/kids with health insurance, and that's valid. I also know drivers who keep working because they have nothing else to do, which while sad is still valid. I know more drivers who will never be able to retire because they haven't made a plan to retire - they just expected it to happen.Gearjammin' Penguin, Bro_Dave, Space Truckin and 1 other person Thank this. -
Cash advances are stupid. I’ve only been driving for six years and have never done one. Just seems pointless since you’re going to pay for the advance later.Last edited: Aug 17, 2024
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I'm almost 58 and have been doing this for 31+ years.
As far as waking up early, I do that even when on hometime or vacation. At 2 am my eyes open automatically, with or without an alarm clock or a reason. I will probably be doing it after I am dead.
I only take advances on my pay when I have spent money for a reimbursable item like parking, a light/plug or washer fluid and don't want to wait to get paid back (since we are only paid twice a month).
As far as working for insurance, that's the primary reason I haven't moved on here. With the amount of money I would have to shell out for my wife's prescriptions alone would far exceed what I pay for insurance on a monthly basis for coverage here. If I had to come up with that out of pocket for 60-90 days until another company's benefits kick in, it would take a huge chunk of our reserves, which are slowly dwindling away as it is on this new pay plan they forced me on to last fall.Last edited: Aug 17, 2024
Gearjammin' Penguin Thanks this. -
my mom would have been 8 at the timeazheavyduty, dwells40, Space Truckin and 1 other person Thank this.
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i put more money into my 401k than the default amount. I may bump it up even more in the future. At my company, you have to work here for 5 years before your 401k becomes 100% vested
I’ve worked for 4 companies in 5 years. I was a stocker at Walmart for just short of two years. It was a full time position so i got full benefits. Obviously left when i got in this industry. Worked for Schneider and then left after 6 months because well, it was Schneider. Worked for Magnum for 14 months and only left because i moved clear out to the boonies in terms of their lanes and got tired of deadheading hundreds of miles home and not getting paid a dime for it. I’ve worked for FCC since Valentine’s day 2023 and unless something major happens (like me winning the lottery), I will be here for the foreseeable future. It’s a good, stable company that pays well and has decent benefits. Only reason why i would move on would be to drive for a company that operates out of my own backyard. They don’t pay as well but the company paid BCBS health insurance with a $1500 deductible makes up for itLast edited: Aug 17, 2024
Knucklehead and dwells40 Thank this. -
Got my chauffeurs in 88 at 22 years old. Like Johnboy I was grandfathered into the CDLWinnyf1, 4mer trucker, Old_n_gray and 1 other person Thank this.
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I definitely get the prescription reason. The prices are ridiculous! You can go to a drug store and for about $50.00, you can buy Narcan to reverse an Opioid overdose. Yet if you need medication for a health condition, they charge hundreds if not thousands of dollars for those! My wife and I are both lucky to have retiree medical, dental and vision. It still costs us $556.00 per month for our insurance. Co-pays per visit went from 10 to $30.00. We even have to pay a little more for our prescriptions. I hope things will continue to get better for you and your wife.Gearjammin' Penguin, Old_n_gray and supersnackbar Thank this.
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