Question on truck insurance

This is very good. What insurance company are you using?

if you dont own a truck, what are you going to insure? You need to have a truck to insure it. Pensky's truck is rental. If you had your own commercial policy, then you dont need their insurance but in any case to get a policy you need a truck.

They are not A rated. Why would you want to deal with them? There are many other A rated companies just as competitive as this company. What do they offer?

I dont want to post a link or a phone number here because I am not supposed to. But my insurance agency is really good. They were able to insure me even when I had a brand new CDL. Anyway, I think they know what they are doing. If anyone wants the contact info just PM me.

PS
Just like the guy couple of posts earlier I dont get anything from them, I just wanna give you the people I use.

This is whom I have and my insurance agent was able to get me unlimited miles with them. I can even hire a driver with brand new CDL and still put him on the insurance. And the price is good. PM me if you want more info.

Dude OOIDA is not even a rated insurance company. They have something similar to insurance company but it is not. Plus 8,500? Are you crazy this is too much.

 

Hello Drivers: Can anyone explain to me how to request or deal with an insurance agent on Cargo Insurance? I will be renting or leasing a trailer from Ryder. when I call for most quotes I am always asked what type of freight I'm going to be moving. Hell beat me with a stick if I know!that will depend on what I find on the loadboard. I guess this is not the answer that is going to get me the best rate I really don't have a good answer so I'm asking for any suggestions as how do you cover yourself if you pull a van for whatever is out there.

Any info that would the most versatile is greatly appreciated.

 

79vLad

Currently using Northland Insurance Company - it is a division of Travelers. Keep in mind several of the factors that influence a quote are location. If you are based out of Miami it is more expensive due to frequency of accidents b/c of the amount of people in that area. Northland's system rates pretty heavily on the driver and the experience of the driver. With a decent bit of experience and a clean MVR it should rate out well. For Cargo Insurance Dry Van freight is a little less expensive to insure than Reefer / Flatbed or Haz Mat due to the obvious nature of when stuff goes bad on a reefer or flatbed / haz mat it typically goes real bad and obviously costs more to the carrier to fix the problem.

As a side note I am an insurance agent and owning a small trucking company is more of a "side" thing right now as I hope to make it a full time deal in the near future. Any insurance questions just ask and I will be happy to answer.

 

Hey gears,

Just got off the phone with karen. Gave me a good deal on my insurance!! Thanks for the recommendation. Im looking forward to having her as my agent.

 

I'm here to help!

 

hello very good info on here ive read just about every post on this subject but im still not sure about my actaul situtation so here it is and hopefully you guys can answer it or point me in the right direction. i drove for a majore carrier for apprx 9 mnths then left this was almost 3 years ago in bewteen i have been working for small outfit and beinging payed cash . this outfit is now outof business and im not sure if i ncan locate anyone to prove my driving history here so that would put me in with the rest of guys with 2 years or less. no problem i except that .recently the guy who trained me to drive has purchased his own trucks and decided to go to landstar with them. and wants me to drive for him i explained to him that well i would love to drive for him landstar still has the fianil say according to there web site with says 6mnths in last year or 1year in last 3 years .if he decided to run team instead for awhile would insurance look at this as a refresher and possable let me on or is there really no way to get on .i read about the guy and his brother and feal like im in the same boat . any advice would be appriated .also no marks or anything else that would hurt me . again thank you all for any advice

 

I would think your logs could be used to show experience, or any fuel reciepts......But im not sure landstar would accept it.

 

As a few of you know, I am in the process of purchasing a Tractor to setup as a 'show truck'. I have my USDOT (Private Carrier).

I am trying to find SOMEONE that will give me a quote on Liability insurance ($1mil). It would only need to cover the tractor (for now) and there will not be any loan/lean on the truck.

EDIT:
I just got a basic quote on $1mil Liability. $1102/yr (if paid in full).
To add comp/coll and trailer coverage brings me to $2400/yr.
(WI also requires some mandatory UM/UIM coverage on top of that too)

..I am sure I will find quotes all over the map, but wanted a baseline as I started looking for my KW.
My target truck is around a 2005 T600 or a W900 if I can find a decent one. I listed the value at $20k for insurance
quote value.

 

Hi there, can you tell me who your agent is? We're ready to renew and that is a really great rate.

We are with Northland right now. We need $1 million liability, $100,000 cargo, drive all of U.S. and haul building materials. We don't need any collision or comprehensive since our tractor/trailer is paid for and has a low blue book value based on the age. No claims in 3 years, perfect driving record, 15 years with CDL. I always wonder if different agents all representing Northland take a different cut so I'm shopping around.

 

Omega being your from Fl. your rate will be substanally more than someone domilcied in Ga. / just the way it is, call my agent for a quote it you like. pm for name and/or #.