LOAN

Unfortunately, until you get your credit cleaned up, you won't be able to get the financing. You need to get a hold of your credit reports and your credit score to see what needs to be cleaned up. It can be done. You may want to talk to someone at your bank about some guidance on cleaning up your credit and getting to where you want to be.

 

Cash is king..... You can have bad credit but if you have enough cash(or trade) to put down ,which will put the bank in a better position with the equipment that if you ever go bad it will be easier to unload it if it is repoed, you can get into anything. I did vehicle financing for yrs and if someone had enough to put down and no matter there credit they were riding. It also lets the bank see that you have a stake in that vehicle too. Most people that put down 5-9k and on up are not going to loose there investment easily and will do what ever to make it work. Dont give up on a dream because you got a few no's........ Dont let them steal your dream. Thats one thing you have control over in this life is your dream. Its yours and you can do it if you choose to. You just have to learn and figure out how to.

 

so in other words you just filied for bankruptcy

 

Keep in mind too, alot of these places look at your "business" credit as well as business accounts for average balances. So if you're not an existing business or are new, you really have no business credit.
Best of luck and don't let the dream die!