Truckers Report Jobs

Find Trucking Jobs

Company Driver Company Driver Dry Van Dry Van Flatbed Flatbed Refrigerated Refrigerated Specialized Specialized Owner Operator Owner Operator
More Trucking Job Searches ⌄ Fewer Trucking Job Searches
⌃

how do insurance companys figure experience

Discussion in 'Ask An Owner Operator' started by maverick pro, Oct 27, 2010.

  1. Oct 27, 2010 #1
    maverick pro

    maverick pro Bobtail Member

    11
    0
    Oct 27, 2010
    saint peterburg, florida
    0
    hey guys...new to the forum.

    my question is how does a insurance company figure your experience?


    thanks....
     
    maverick pro, Oct 27, 2010
    maverick pro, Oct 27, 2010
    #1
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Oct 29, 2010 #2
    Marlin46

    Marlin46 Medium Load Member

    504
    299
    Mar 17, 2010
    Atlanta, GA
    0
    On your MVR it states when you were issued a CDL however most insurance companies look at the past three years for tickets / accidents....if you have loss runs that are clean it helps a lot in getting a more favorable rate. Northland just had an increase if you do not have two years of clean loss runs. If you have a more specific question just ask.
     
    Marlin46, Oct 29, 2010
    Marlin46, Oct 29, 2010
    #2
  4. Oct 29, 2010 #3
    maverick pro

    maverick pro Bobtail Member

    11
    0
    Oct 27, 2010
    saint peterburg, florida
    0
    hey thanks for the info...i have never had any tickets since ive had my cdl. its been about four years since it was issued. i havent driven a truck in the last year. the only ticket ive had was 5 years ago in my grand national...lol go figure.

    thanks again...mike
     
    maverick pro, Oct 29, 2010
    maverick pro, Oct 29, 2010
    #3
  5. Oct 29, 2010 #4
    maverick pro

    maverick pro Bobtail Member

    11
    0
    Oct 27, 2010
    saint peterburg, florida
    0
    i plan to buy a truck trailer and run fo myself just wanted to know how the figure your cdl history.

    thanks...mike
     
    maverick pro, Oct 29, 2010
    maverick pro, Oct 29, 2010
    #4
  7. Oct 30, 2010 #5
    High Desert Dweller

    High Desert Dweller Medium Load Member

    431
    389
    Jan 29, 2009
    0
    Depends on the agent and the underwriter. Many underwriters will want to see your IFTA reports for 4 consecutive quarters, to get a handle on how many miles you drive and which states you primarily travel through.

    The only company I'm aware of that will insure you with no IFTA history is Progressive, and they limit you to a 500 mile radius until you get a couple of years under your belt.
     
    High Desert Dweller, Oct 30, 2010
    High Desert Dweller, Oct 30, 2010
    #5
  8. Oct 30, 2010 #6
    maverick pro

    maverick pro Bobtail Member

    11
    0
    Oct 27, 2010
    saint peterburg, florida
    0
    thanks for the info...i was never an o/o and the o/o i did work for has shut down his companie. how would it be possible to get the IFTA history or would i even need it as more or less a company driver at the time i drove for him?

    sorry for all the questions

    thansk again...mike
     
    maverick pro, Oct 30, 2010
    maverick pro, Oct 30, 2010
    #6
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.