Been off the road for a while, something i am seeing more and more...

What i dont understand though, is why will an insurance company refuse to cover a driver that has been out for 2 or 3 years for a compnay but will gladly cover that driver as an owner operator no problem with the same time period off of the road. Like i was saying, i am having a hard time coming up with companies that will work with me due to insurance reasons but calls to get quotes if i want to drive for myself result in far different answers. I just dont understand it. Same driver, doing the same job, hauling the same freight everyday in the same class of trucks on the same roads. Exact same risk factors any way you put but they wont cover you in a company truck but will cover you in your own. And i am not talking exorbiant prices either. Had a quote recently that was very reasonable. I just dont understand the difference in standards.

 

Amen to that. I saw someone post above about how regulations change, roads change, the trucks change and logging rules changeand thats some of the reasons they want to see you get refresher course time......Well that would all be nice if most of the schools taught you much more than how to shift and sorta back up in the first place. The school I went to, If you came in as an experienced driver just there for a refresher I cant imagine you would do more on most days than stand out there and help the new guys learn how to back up and take a road test. Maybe do a couple of paper tests just to make things formal. Just my opinion.