Please Give Advise

With the 3 incidents; lack of recent, and not much stick time, bad dac you are going to have a very hard time finding a decent gig. What you are liable to find is a company that will make your situation worse by running junk equipment and expecting you to make it happen. Companies like that will help tarnish your already tainted record.

 

Only if you read it to yourself, so whatever you do... DON'T DO THAT!

 

If the insurance company checks it .

 

As an O/O this will only matter if these items are also on your safety score (CSA/Safestat). But not on the level that you are having trouble now. I am not sure how many brokers check this as I have a clean record and don't get questions.

Insurance will be rough. You are likely going to need to focus on a more local company that will limit distance you can drive.

 

I have never heard of an insurance company checking your DAC. They will check your MVR, credit history, and probably your CSA score, if you get your authority. They may also ask about your experience.

 

Had my DAC recently checked by Insurance company , when I was looking for insurance to go as an Owner Operator.

Agent told me they do it to get a history of the driver from employment perspective.

 

If you do have a bad record like that, and you worked at two companies in one year. If and when you do get a job, you better do 2 or 3 years at least, no matter how much you hate or how bad it is, with no issues. So just be careful, bide your time and then you can move on in the future.