Workers comp

Can an O/O in CA make a potential employee a partner of the company instead and legally not be obligated to paying W/C ? I.E. File for LCC status and both owner of truck and other driver sign the form as partners. It makes more sense to have a group health insurance plan than W/C as it would save a lot of $ and both owner and other driver can use health insurance regardless if accident or illness happens on job or not whereas W/C would only cover other driver if an accident occurs on job.

 

Thanks for the input .... I am aware of the lease option but I am looking for a way where driver doesn't need to have truck, insurance in his name and own CA # etc.
Even if there is no group rate for 2 people it would still be half that of WC and make way more sense because we both are covered wether accident or illness occurs on job or off and I haul ethanol so no lumpers are ever used. This driver worked 14 yrs without a WC claim before and if he works 10 with me, paying over 80k for something he likely will never use seems like bad business and I would be throwing hard earned $ into a system where most the $ goes to running the messy beast of a business and into a WC insurance brokers pocket. I rather buy another truck and or use the difference to retire on.

 

Thanks shred ... I can believe that but so far neither ethanol plant or drop off sites has asked. I am hoping making the driver a partner on LLC filing will be the way around paying into WC so I can put $ to better use and cover myself as well instead of only driver for twice the price only on the job. HealTh insurance makes so much more sense ... It won't pay lost wages but the odds of getting hurt on the job loading n unloading ethanol are slim to begin with, to the point that after the safety training he went thru at the drop off sites it would likely be his mistake that caused the accident or if plant blew up he could sue them for lost wages if he lived to do so. WC is way to expensive for the coverage and probability of actually needing it.