Insurance for High Risk driver?

I really hate to say it, but you might be out of luck in this matter. This is a major problem and I have a friend in a similar situation.

This is also the reason some smaller companies cannot hire drivers with recent DUI's.... Even if they know the guy and really want to hire them... The insurance company will threaten to drop them if they do hire them.

Basically, insurance companies are telling employers who they can hire and who they cannot hire... via blackmail.

 

It's not really blackmail. They don't wanna be financially responsible for someone who hasn't yet figured out that drinking and driving is a no-no.

 

Progressive usually insures anyone. In fact, we were talking about a client that pays over $2000/mo for insurance in the Bronx....

No matter what, be prepared to PAY-

 

Yeah, while drinking and driving is a no,no.. It's also been taken to the extreme. Three beers at a ball game can get you popped for a DUI these days.

While some stone sober geriatric can move back and forth across the zipper in a 35ft RV and be deemed ok, and insurable.

 

The only problem with this is that drinking is a conscious choice. You make a decision to drink and if it was too much - thats your problem.

Now, the geriatric issue - thats a whole nother problem.
Those people are getting old through no fault of their own but really shouldnt be in charge of these huge RVs w/o some sort of testing.
It's hard to compare the 2 of them, but your right. Each has it's own set of issues to deal with.....

..Avoiding any alcohol while out and avoiding any alcohol within 24hrs of launch is usually the best bet. I drink at home now and can't recall the last drink I had out. Wait, it was on the Vegas strip where I was staying. Ok to get nice and lit up there and walk all around, as long as you dont trip on your own vomit I suppose....

 

The only problem with this is that driving a large RV is a conscious choice. You make a decision to purchase and drive a large RV if it was too much(due to age) - that's apparently is not the geriatrics problem.

As you can see, these issues are more similar than one may think. It's just that one issue is more bastardized than the other.

 

What I was going to suggest.



I'm staying out of the drunks vs. geezers discussion.

 

Whyfor Injun? The geezers part hitting too close to home?

- Steven

 

HAHAH!
I think the thread turned into a different direction now.
Yea, I am certainly not going to get into it any deeper than I did already.

The unskilled RV driver can do just as much damage as someone that's had too much to drink I'm sure...