Truckers Report Jobs

Find Trucking Jobs

Company Driver Company Driver Dry Van Dry Van Flatbed Flatbed Refrigerated Refrigerated Specialized Specialized Owner Operator Owner Operator
More Trucking Job Searches ⌄ Fewer Trucking Job Searches
⌃

New Guy with an Insurance question

Discussion in 'The Welcome Wagon' started by Fossyboy, Feb 16, 2011.

  1. Feb 16, 2011 #1
    Fossyboy

    Fossyboy Bobtail Member

    1
    0
    Feb 15, 2011
    0
    Hi All
    I'm getting started as an OO and have heard different things about needing Occupational Accident Insurance and/or Workers comp. Can anybody tell me if I need this kind of insurance and where the best place to get it is?

    Thanks!
     
    Fossyboy, Feb 16, 2011
    Fossyboy, Feb 16, 2011
    #1
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Dec 23, 2011 #2
    djskoal

    djskoal Bobtail Member

    8
    1
    Dec 23, 2011
    houston, tx
    0
    Since you are an OO, occupational is fine. If you have employees, you need workers comp.

    If you have an employee under occupational and they are injured on the job, once the limits of the policy are exhausted, you become 100% responsible for the medical and such.

    Under Workers Comp, the employers legal liability stops at the policy limit of 1 million.
     
    djskoal, Dec 23, 2011
    djskoal, Dec 23, 2011
    #2
    jerryy123 Thanks this.
  4. Dec 23, 2011 #3
    Gears

    Gears Trucker Forum STAFF - Gone, But Not Forgotten.

    4,511
    3,184
    Aug 20, 2009
    0
    Get in touch with your State where you're registered and ask them what they require.
     
    Gears, Dec 23, 2011
    Gears, Dec 23, 2011
    #3
    jerryy123 Thanks this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.