Personal Vehicle

You should be able to suspend the full coverage on your vehicle if your going to be on the road for several weeks and just have basic "a tree fell on it" insurance. This will save you a bunch of money and you keep a mode of transportation handy.

 

I do not believe your idea is too crazy--it has common sense merit to it.

I am currently living with a relative but I suspect that I am getting the boot after the New Year. Similar to you, I thought, "Why bother with an apartment?" As you correctly stated---being out so much and home so little, I surmise that even housing is too much of a luxury for new drivers such as me. Out for fourteen days and back for two? May as well just get a hotel room or purchase a camper. I was always too ugly and too broke and now I can add too old to get a dame for any length of time, hence no kids either. I would like a Golden Retriever someday, but I suppose it be no day soon.

Don't you have any relatives or friends that can shuck you around if you lay a $10 or $20 on them? Vehicles have to be insured and in town usually stickered and for sure state plated.

Amortization can be $2.50/day as mine is. This is almost $37.50 per fourteen-day excursion pissed away while toiling thousands of miles away. Engines can 'set' in as little as seven days if not turned over. Winter days tax batteries that are not charged every third day.

Unless you have a Corvette or Lamborghini, you will likely lose 20% of you vehicle's value every year until it is ten -years old. If you buy a junker, it is more prone to not starting after 'setting' than a newer car is. If you are in an urban area, you have options. If you are in the boonies, I guess, you need family or friends, or a horse drawn wagon.

 

I'd like to know how many OTR drivers had their engines set on them and had to replace or jump batteries in the winter .

 

Isn't the whole idea of working is so you can have things?

I sold my 94 T-bird last year with 42,000 miles on it.

I'd stay out 6-7 weeks at a time. I never had a problem with the battery. I jumped the truck off with it before but never the other way around.

 

Unless thing have changed?, My vehicle has been paid off for a few years now, But, When I had a auto loan, I had to maintain full coverage, I asked about dropping the full for this same reason, Gone of 4 weeks at a time, and they said I couldnt, reason being: theft, fire, and others

 

If you plan on renting a car at any time - hometime, 34 resets, whenever - you might actually save money by keeping full coverage. The insurance the rental companies offer is really expensive. Just a week or two renting a car might cost more than what you save by just keeping liability insurance.

Plus, if you go a certain amount of time without car insurance, they charge you a fortune when you try to get a new policy.

 

No joke I live in Nashville Tn, and have never seen a "zipcar", nor train. Keep your car bro.