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owner op/sole proprietor texas authority inshurance question

Discussion in 'Ask An Owner Operator' started by texas rattler, Jan 4, 2013.

  1. Jan 4, 2013 #1
    texas rattler

    texas rattler Light Load Member

    76
    13
    Aug 7, 2011
    cat spring texas
    0
    as a sole proprietor wanting to get my own authority in tx, do i have to carry health or workers comp insurance? it seems clear that if i have employees i would have to, but doesn't say about sole proprietors. thanks in advance
     
    texas rattler, Jan 4, 2013
    texas rattler, Jan 4, 2013
    #1
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  3. Jan 4, 2013 #2
    volvodriver01

    volvodriver01 Road Train Member

    1,337
    1,031
    Feb 10, 2011
    Usually the one on ur leftside. Ind
    0
    No you do not have to have workers comp. Occ acc wouldn't be a bad idea to carry for yourself though.
     
    volvodriver01, Jan 4, 2013
    volvodriver01, Jan 4, 2013
    #2
  4. Jan 4, 2013 #3
    texas rattler

    texas rattler Light Load Member

    76
    13
    Aug 7, 2011
    cat spring texas
    0
    thanks very much. i will look into the occ acc .
     
    texas rattler, Jan 4, 2013
    texas rattler, Jan 4, 2013
    #3
  5. Jan 6, 2013 #4
    ShortBusKid

    ShortBusKid Heavy Load Member

    955
    1,269
    Dec 5, 2010
    Vegas
    0
    You don't have to carry workers comp until you have 5 employees here. It's extraordinarily expensive for a very small fleet. I had a second truck and looked into it but it was cost prohibitive to get traditional workers comp insurance for the two trucks. When I ran the numbers it didn't work out until I had 5 minimum.
     
    ShortBusKid, Jan 6, 2013
    ShortBusKid, Jan 6, 2013
    #4
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