Company provided lawyers for traffic citations?

You are going to compare a house and its contents that is worth $200,000+ to prepaid legal that costs $600 for a ticket. If you have the money for your house and for its contents yes you are wasting your money on insurance. If you don't have that $200,000 in your financial plan then no insurance is the right way to go. Traffic violations are way different than home owners insurance. Lets look at the rate in prepaid legal you are paying roughly $150 a year to be a member. Most of these plans have a ticket or accident fee. So if you drive lets say 4 years ticket free and then you get a ticket you have paid in $600 in dues and them they slap on a $100 fee for getting the ticket. So you have paid $700 to prepaid legal. You can hire a top traffic lawyer for a flat fee of $600. I just saved $100 by hiring the lawyer myself. There is no gaurantee that either of them can get you out of it. If you go longer without a ticket you are wasting even more of your money. Lets say you go 10 years without a ticket you have wasted $1,500. Most drivers should have $600 unlike having $200,000 plus sitting around. Why do you think a company that can be self insured does so? It is because its a waste of money to do otherwise. If you get enough tickets to actually use the prepaid legal and not be throwing it away you should choose a different profession because you aren't a safe driver. I would say prepaid legal was a good tool before the Internet but now you can search lawyers and reviews on your own why would you pay someone else to do the same job.

 

Big difference between insurance and a lawyer service. If your house burns down and you have no insurance, you can't get coverage after the incident, and you're screwed. If you get a ticket with no lawyer service, you can still hire a lawyer and not know the difference. Having a lawyer beforehand will make absolutely no difference than hiring one afterward.

Most of the prepaid legal services that have cheap monthly rates still charge a per case fee when you actually need them on top of the monthly fee you pay. If you get one, make sure you actually read what the whole program outlines to know what the cost really is going to be.

I say pay for it when it happens.

 

tvc prodriver does same thing and might be cheaper and they do work. not from personal experience but I know a driver who joined them and was successful with his ticket