Help me make my decision My life story next 20 years (on the long side)

[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]OKso here goes I'm 36 married we have a 5 year son. my wife is a stayat home mom. I've been driving tow truck from 19-23. Then at 23 gotmy cdl B
startingdriving 4 car hauler for the same company local weekly then weekendsto new york city with 4 cars then to long island came home with 2boats for 2 years. I started driving for the city I live in plowingthe streets and driving garbage truck which I currently still do. I'min the process of upgrading my license to an cdl A in 3-4 months Ihave it .The city has a training officer and tractor with opentrailers. I've been there 12 years I make $40,000 with full benefits.Union. I work 5 days a week 40 hrs. $18hr presently. I also amself employed Landscape /snowplow business I gross about the sameamount in 6months I work 7 days a week doing that. I have aclean license take random breathalyzers and random urine tests for 12years now. I don't smoke anything and only have a few drinks once ortwice a month.

Thisis my plan/goal I've found a 3 car hauler with a 2 car trailer so 4cars from a local car hauler company that has 20 tractorcottrell setups, They want $60,000. They have financing thru them,and either under my own authority or theirs, run loads for themexclusively or join load-boards. I've got insurance quotes for thevehicle and for new business start-up, I will keep the lawn/snowbusiness my wife will run that. Within 3 years add a tractor and 9 or10 car and 1 employee.

Thecity job has the security and benefits but after starting thesnow/lawn business 4 years ago I've came to the conclusion that thecity is just a stepping stone to my next and final adventure. I likedtowing , I like snowplowing and driving the garbage truck but I lovehauling cars. I can take a leave of absence from the city.. Worsecase I can concentrate solely on snow/lawn business.

Somy thing is I love being my own boss. I'm familiar with consand pros of car hauling.I love driving but I want to be home mostevenings during the week and close enough to home for another10-12 yrs. My son has a condition, he hasn't had any issues but Idon't want to be to far away. He has medicaid for backup insurance.So that’s my part of my dilemma, insurance for me and mywife.

The company that has the truck is hiring but forsomeone with 3 years experience and cdl A but with all the benefits Ihave now but a lot more money. [/FONT]
[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]Anotherreason I want to go with the setup for $60,000 is to run for themexclusively the place is 8 miles from my house. If the option to runfor them is not available
I think a tractor and trailerwould be my best option and run load boards.

[/FONT]I've learned a lot since I joined this site. [FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]
So what'syour opinion

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Thanks

 

[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]Heythanks for the reply's, nyroadie I hear ya about the breakdowns they will happen, In my mowing business my personal truck is a2006 f250 diesel it has[/FONT]
[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]the6.0 motor as most people know it has some bugs[/FONT] [FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]andmine has had it issues so much so i bought a 2000 f250 gas for abackup truck. I do most of my own repairs on these trucks and allwork on my mowers and equipment. I have made several contacts inmowing businesses and we help each other out bartering work. I have adecent amount of money on the side for down pay and gettingestablished. [/FONT]

[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]J3411, [/FONT][FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]Youseem to be convinced to leave that for sure thing" [/FONT][FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]yain my head I can't see working for atleast another 19 years there I'mlimited money wise[/FONT]
[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]howmuch I can make. you need age at the city to retire 55 no early butstill not 100% payout till age 70 frig I hope i live that long. sodrive garbage truck and or snowplow for another 34 years no ffnn waylol [/FONT]

[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]cma301, Ya i know my family is my #1 reason I'm trying to make hislife easier when he's older, $40,000 or $50,000 won't do. one yr I made $62,000 before i started my business plowing the city streets but I worked like crazy doubles 16hrs. most days, one check I had 92 hrs ot in a bi-weekly check plus the 80 reg hrs.[/FONT]

[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]Thisis what my daily schedule is I wake at 5:15am everyday m-f 630amstart driving garbage truck literally just drive, I have 2 guys onback I'm [/FONT]
[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]homeby 1 ish then hookup trailer and cut lawns till dark. sat and sundaywake up 6am landscaping and cutting both days 7-5. I sleep 5-6 hrs raindays 10 hrs. during this past winter from nov1-april-1 I plowed snowfor myself 16 times in 5 months. So during the winter if it don'tsnow I only drive garbage in the morning that's it.[/FONT]

[FONT=Verdana, Arial, Tahoma, Calibri, Geneva, sans-serif]Iwonder if there's a possibility to just haul cars from 2pm -midnightdaily longer trips on weekend?
another option so I can keep city job for benefits.





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