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How much do you pay for work comp(48states) for those that have to have it?

Discussion in 'Ask An Owner Operator' started by Chris50, Apr 16, 2013.

  1. Apr 16, 2013 #1
    Chris50

    Chris50 Medium Load Member

    347
    215
    Jun 21, 2010
    Florida
    0
    As the title says what do you pay for work comp on 48states if you dont mind sharing? Im paying 175$ a month thru the company im leased onto and in my contract it says i pay a small added fee for this service. Wondering if i paid it myself at an outside source if i could save any significant amount? Anything more than 20$ a month savings would make it worthwhile to me... Also what company do you use, if again you dont mind sharing..Thanks

    Chris
     
    Chris50, Apr 16, 2013
    Chris50, Apr 16, 2013
    #1
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  3. Apr 16, 2013 #2
    wichris

    wichris Road Train Member

    4,439
    9,101
    Jan 17, 2011
    0
    Sounds like an occupational health,not work comp. You can buy those as low as 90.00/month,depending on coverage.
     
    wichris, Apr 16, 2013
    wichris, Apr 16, 2013
    #2
  4. Apr 16, 2013 #3
    rbht

    rbht Heavy Load Member

    888
    525
    Jan 23, 2010
    CT,NH
    0
    As far as workers comp. In the great state of CT i can buy a policy for around $800.00 a year but i can not use it as i am the owner. My solution was to not haul for the customer that wanted me to have it. The return was not worth the investment. Basically just giving the insurance company $800.00 bucks for a piece toilet paper.
     
    rbht, Apr 16, 2013
    rbht, Apr 16, 2013
    #3
  5. Apr 16, 2013 #4
    Chris50

    Chris50 Medium Load Member

    347
    215
    Jun 21, 2010
    Florida
    0

    Its listed on my settlements and in my contract as work comp so i dont know for sure..im going to call some places i googled and inquire...thx for your responses....
     
    Chris50, Apr 16, 2013
    Chris50, Apr 16, 2013
    #4
  7. Apr 16, 2013 #5
    Towshow1976

    Towshow1976 Bobtail Member

    10
    7
    Jul 2, 2012
    Clarkston, MI
    0
    My owner operators are supplied with coverage that is costing $800.00 per year but... If there is no claims during the year they will reimburse owner operator $400.00 so $33.30 per month not too bad in my book
     
    Towshow1976, Apr 16, 2013
    Towshow1976, Apr 16, 2013
    #5
  8. Apr 16, 2013 #6
    chalupa

    chalupa Road Train Member

    3,757
    1,643
    Jul 22, 2010
    Houston,Texas
    0
    Forced occupational health disguised as W.C.

    $32.50 a week........
     
    chalupa, Apr 16, 2013
    chalupa, Apr 16, 2013
    #6
  9. Apr 16, 2013 #7
    Chris50

    Chris50 Medium Load Member

    347
    215
    Jun 21, 2010
    Florida
    0
    What company please i want to sign up:p ???
     
    Chris50, Apr 16, 2013
    Chris50, Apr 16, 2013
    #7
  10. Apr 17, 2013 #8
    G/MAN

    G/MAN Road Train Member

    7,031
    8,624
    Sep 3, 2010
    0
    Check with OOIDA on your occupational accident policy or workers comp. They sell a policy and I think that it is around $150/month. They may also sell or have contacts where you can get workers comp at a lower cost. They offer some discount services to members. Workers comp rates can vary widely from one state to another.
     
    G/MAN, Apr 17, 2013
    G/MAN, Apr 17, 2013
    #8
    calstatetransports Thanks this.
  11. Apr 18, 2013 #9
    BAYOU

    BAYOU Road Train Member

    2,847
    1,592
    Sep 23, 2010
    Beaumont,Tx
    0
    I pay $75 a month for workmans comp
     
    BAYOU, Apr 18, 2013
    BAYOU, Apr 18, 2013
    #9
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