NEW 2013 Roehl Health Insurance Plans and Rates

I have been looking into Health Insurance plans and thought posting this would help other new students and drivers for Roehl. There are two different levels (Siliver and Gold) along with different rates. See below:

[h=5]Affordable health, dental and vision insurance[/h]

Roehl is able to offer you affordable coverage because we pay the majority of the costs. We offer a choice between two different medical insurance plans, the Silver Plan and the Gold Plan. For maximum coverage in either plan, you need to use a Preferred Provider Organization (PPO).​

• If you use a provider in network, the Silver Plan pays 75% of eligible charges. The Gold plan pays 80% of eligible charges. Out of network, the Silver Plan pays 50% of eligible changes and the Gold Plan pays 60% of eligible charges.
• Annual deductibles: Silver Plan is $1,050 for single and 2 x $1,050 for greater than single coverage. The Gold Plan is $525 single and 2 x $525 for greater than single coverage.
• The cumulative amount of co-insurance you will pay is capped. $6,500 in network and $13,000 out of network for the calendar year with the Sliver Plan. $3,900 in network and $7,800 out of network for the calendar year with the Gold Plan.
• Prescription drugs: Silver Plan, after a $65 deductible per person is covered with the following co-pays:
  • Tier I - Generic $12; Tier II - Brand with a negotiated price $40; Tier III - Brand $60
• Prescription drugs: Gold Plan, after a $50 deductible per person is covered with the following co-pays:
  • Tier I - Generic $12; Tier II - Brand with a negotiated price $40; Tier III - Brand $60

[h=4]Benefit Rates[/h]
[TABLE="width: 740"]
[TR]
[TH="bgcolor: #E11B23, align: left"]SILVER PLAN RATES (per week)[/TH]
[/TR]
[TR]
[TD="class: subhead caps, bgcolor: #666666"]ROEHL DRIVER[/TD]
[TD="class: subhead center caps, bgcolor: #666666, colspan: 2, align: center"]LESS THAN 12 MONTHS[/TD]
[TD="class: subhead center caps, bgcolor: #666666, colspan: 2, align: center"]OVER 12 MONTHS[/TD]
[/TR]
[TR]
[TD][/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Non-tobacco[/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Tobacco[/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Non-tobacco[/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Tobacco[/TD]
[/TR]
[TR]
[TD]Single[/TD]
[TD="class: right, align: right"]$17.79[/TD]
[TD="class: right, align: right"]$35.79[/TD]
[TD="class: right, align: right"]$12.79[/TD]
[TD="class: right, align: right"]$30.79[/TD]
[/TR]
[TR]
[TD]Single + Kids[/TD]
[TD="class: right, align: right"]$46.08[/TD]
[TD="class: right, align: right"]$64.08[/TD]
[TD="class: right, align: right"]$36.08[/TD]
[TD="class: right, align: right"]$54.08[/TD]
[/TR]
[TR]
[TD]Single + Spouse[/TD]
[TD="class: right, align: right"]$66.33[/TD]
[TD="class: right, align: right"]$84.33[/TD]
[TD="class: right, align: right"]$56.33[/TD]
[TD="class: right, align: right"]$74.33[/TD]
[/TR]
[TR]
[TD]Family[/TD]
[TD="class: right, align: right"]$77.52[/TD]
[TD="class: right, align: right"]$95.52[/TD]
[TD="class: right, align: right"]$67.52[/TD]
[TD="class: right, align: right"]$85.52[/TD]
[/TR]
[TR]
[TD="class: subhead, bgcolor: #666666"] [/TD]
[TH="bgcolor: #E11B23, colspan: 4, align: left"][/TH]
[/TR]
[TR]
[TD="colspan: 5"]
7-On/7-Off drivers pay an additional $16.64/week. 7/4-7/3 and 14/7 drivers pay an additional $6.59/week.
NY residents have slightly higher rates.
*Rates are subject to change without prior notification.

[/TD]
[/TR]
[TR]
[TH="bgcolor: #E11B23, align: left"]GOLD PLAN RATES (per week)[/TH]
[/TR]
[TR]
[TD="class: subhead caps, bgcolor: #666666"]ROEHL DRIVER[/TD]
[TD="class: subhead center caps, bgcolor: #666666, colspan: 2, align: center"]LESS THAN 12 MONTHS[/TD]
[TD="class: subhead center caps, bgcolor: #666666, colspan: 2, align: center"]OVER 12 MONTHS[/TD]
[/TR]
[TR]
[TD][/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Non-tobacco[/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Tobacco[/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Non-tobacco[/TD]
[TD="class: subhead center, bgcolor: #666666, align: center"]Tobacco[/TD]
[/TR]
[TR]
[TD]Single[/TD]
[TD="class: right, align: right"]$30.59[/TD]
[TD="class: right, align: right"]$48.59[/TD]
[TD="class: right, align: right"]$25.59[/TD]
[TD="class: right, align: right"]$43.59[/TD]
[/TR]
[TR]
[TD]Single + Kids[/TD]
[TD="class: right, align: right"]$67.48[/TD]
[TD="class: right, align: right"]$85.48[/TD]
[TD="class: right, align: right"]$57.48[/TD]
[TD="class: right, align: right"]$75.48[/TD]
[/TR]
[TR]
[TD]Single + Spouse[/TD]
[TD="class: right, align: right"]$87.73[/TD]
[TD="class: right, align: right"]$105.73[/TD]
[TD="class: right, align: right"]$77.73[/TD]
[TD="class: right, align: right"]$95.73[/TD]
[/TR]
[TR]
[TD]Family[/TD]
[TD="class: right, align: right"]$110.67[/TD]
[TD="class: right, align: right"]$128.67[/TD]
[TD="class: right, align: right"]$100.67[/TD]
[TD="class: right, align: right"]$118.67[/TD]
[/TR]
[TR]
[TD="class: subhead, bgcolor: #666666"] [/TD]
[TH="bgcolor: #E11B23, colspan: 4, align: left"][/TH]
[/TR]
[TR]
[TD="colspan: 5"]
7-On/7-Off drivers pay an additional $18.13/week. 7/4-7/3 and 14/7 drivers pay an additional $7.21/week.
NY residents have slightly higher rates.
*Rates are subject to change without prior notification.

[/TD]
[/TR]
[TR="class: caps"]
[TD] [/TD]
[TH="class: center, bgcolor: #E11B23, colspan: 2, align: center"]DENTAL RATES[/TH]
[TH="class: center, bgcolor: #E11B23, colspan: 2, align: center"]VISION RATES[/TH]
[/TR]
[TR="class: center"]
[TD="align: center"] [/TD]
[TH="class: right, bgcolor: #E11B23, colspan: 2, align: center"](per week)[/TH]
[TH="class: right, bgcolor: #E11B23, colspan: 2, align: center"](per week)[/TH]
[/TR]
[TR]
[TD]Single[/TD]
[TD="class: right, colspan: 2, align: right"]$6.06[/TD]
[TD="class: right, colspan: 2, align: right"]$1.29[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Single + Kids[/TD]
[TD="class: right, colspan: 2, align: right"]$15.12[/TD]
[TD="class: right, colspan: 2, align: right"]$2.69[/TD]
[/TR]
[TR]
[TD]Single + Spouse[/TD]
[TD="class: right, colspan: 2, align: right"]$13.69[/TD]
[TD="class: right, colspan: 2, align: right"]$2.25[/TD]
[/TR]
[TR]
[TD]Family[/TD]
[TD="class: right, colspan: 2, align: right"]$18.15[/TD]
[TD="class: right, colspan: 2, align: right"]$3.33[/TD]
[/TR]
[TR]
[TD="align: left"] [/TD]
[/TR]
[/TABLE]


If anyone has one of these plans with Roehl could you please post your plan and rate and any comments would be appreciated.

 

I just shopped for private insurance and Roehl's plans are pretty good for the individual. The family seems high but they take everyone at those rates unlike private you need to fill out forms and then they quote you for your family. The 10,000 Life is a free add on that every health insurance company I have looked into gives with each policy. Better than nothing. The dental seems better than average also.