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Young Owner Operator Insurance

Discussion in 'Motor Carrier Questions - The Inside Scoop' started by 4X4STR8PIPROR, Feb 27, 2008.

  1. Feb 27, 2008 #1
    4X4STR8PIPROR

    4X4STR8PIPROR Bobtail Member

    4
    0
    Feb 27, 2008
    Stratford, Ontario
    0
    Hi, I am looking to purchase an older day cab tractor and trailer to do some local work. The oppurtunity to make money is there but I am having trouble with insurance quotes. I am 22 yrs old with 2 years of truck driving experience. I have a clean driving record but can't seem to get a quote from anyone because I am too young they say. However, I got one quote so far at $9000/ year. Can anyone give me some advice here? Do I need to wait until I am more experienced? Do I need to keep trying other insurance companies? Do I need to look for older model trucks?
     
    4X4STR8PIPROR, Feb 27, 2008
    4X4STR8PIPROR, Feb 27, 2008
    #1
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  3. Feb 28, 2008 #2
    Truckerjo

    Truckerjo Road Train Member

    2,314
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    Sep 5, 2006
    Indiana
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    Age of truck is not the issue it is your age so looking for a older truck is not going to help. Keep looking, manipulate the words in Google such as Commercial insurance, CDL insurance, semi insurance ext... Try calling flyingJ they offer a insurance broker program. (most are insurance brokers anyways).
     
    Truckerjo, Feb 28, 2008
    Truckerjo, Feb 28, 2008
    #2
  4. Feb 29, 2008 #3
    4X4STR8PIPROR

    4X4STR8PIPROR Bobtail Member

    4
    0
    Feb 27, 2008
    Stratford, Ontario
    0
    ok thanks, i'll keep trying
     
    4X4STR8PIPROR, Feb 29, 2008
    4X4STR8PIPROR, Feb 29, 2008
    #3
  5. Feb 29, 2008 #4
    25(2)+2

    25(2)+2 Trucker Forum STAFF Staff Member

    18,750
    45,476
    Sep 18, 2006
    the road less travelled
    0
    Some friends have told me there is a large difference in the amount of premium they have had to pay, some say 40 to 50% difference in the amount.
    The savings was realized by switching companies and,or brokers.

    Insurance agents have become mostly brokers lately, finding a company to match with a client. Good luck in finding something.
     
    25(2)+2, Feb 29, 2008
    25(2)+2, Feb 29, 2008
    #4
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