Health Insurance ?

Discussion in 'Experienced Truckers' Advice' started by Mev, Dec 27, 2013.

  1. fld

    fld Medium Load Member

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    Nov 24, 2012
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    Health insurance is such a problem. Between all of the people that don't have health insurance that go to the hospital, and the fact that the hospitals are owned by big for profit companies, it's no wonder that it is going up, up, up, with no end in sight.

    A plan that you actually pay for that has a $6,000 deductible sounds like a ridiculous idea. Yet for people that are relatively healthy, it might be the best option.

    You will never, never use your health insurance (you never get to your deductible) unless you have some kind of serious operation or serious health problem. But that's got to be better than losing your home and all that you have worked for.

    The thing that gets me, though, is that those plans aren't cheap. If they were $50 a month, I guess that wouldn't be too bad. But if I remember correctly, they were like $200+.

    For me, it's either that or $450 to $500 a month for a better plan. A little more than that and you could pay a small mortgage or two car payments. And that's for one single guy without a family.

    Now, in addition to a truck maintenance fund, we need a health insurance fund, just for the deductible. What a sad state of affairs.
     
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  3. Rusty50484

    Rusty50484 Light Load Member

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    Dec 25, 2009
    Northern Iowa
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    According to the rules as currently written, the only way the IRS can collect the penalty is to withhold it from a tax refund. They cannot garnishee wages nor file liens to collect. So, if like me you never get a refund, no penalty can be collected.
     
  4. mickey melon

    mickey melon Medium Load Member

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    Aug 23, 2013
    Chicago,Il
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    How come you never get a refund??

    do you pay your estimated taxes quarterly?
     
  5. markealy

    markealy Road Train Member

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    Jun 20, 2013
    EL PASO
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    why dont they just cut out insurance compines and people would pay cash oooooooo i wonder how the hospital wuld like getting 25.00 dlrs a month on 500k bill iam a belever in single payer system no one shuld go banckrupt on medical bills and evryone shuld get same medicane as rich people get
     
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