My Truck, My Choice, Out of Denver, Colorado

Yeah I know what you mean. That's the reason now I'm considering Lone Mountain when my lease is up in May. Just weighing my options and the monthly payment vs weekly is looking a little more attractive.

 

I had always said the choice program works great with a low or no truck payment. If i had a big truck payment, i would not be leased on to SNI. Just my .02

 

Hey you shoulnt have a problem gettin a loan from LM. All you have to do is show your settlements.

 

Smart move. You'll have no issue getting a truck through LM. One great thing about having done a lease through SFI at around $1100/wk is that you've shown that you can make it work with that huge weekly payment. When I applied for the loan at my credit union for my T600 I showed them my settlements and how much I was paying weekly, etc., and talked about what my expenses would be like after I was no longer leasing, and especially since I had almost no credit history this was HUGE in being able to show them that and get approved.

It also won't lock you in to pulling for SNI. I believe the only road block some people have been running into when trying to get a truck from LM is when they don't want to lease on to a carrier, but don't have any experience running with their own authority and want to jump straight into that. Was reading about that here on the forum.

 

I'm considering elsewhere as well. SFI has been great to me even though expensive but it's the SNI and the cheaper ratest that have me considering elsewhere.

 

Totally agree. SFI has been good to me as well and the choice board has been good to, I just hope the rates go back up in the near future. There are still some excellent rates out there, but you have to dig harder and click assign faster.