Identity theft

My card # got hacked just this week. Went to use it Monday at subway, card was declined. called Capital One, they said a hold was put on it because of possible fraud.

At 2:00 AM Monday the card was used four times 3 of the 4 times the purchase was declined. The 4th was approved but by the time I called them Monday the money was already credited back.

The card was cancelled, Capital One expedited the new card to me. I had the old card in my possession at all time. The physical card was never lost or stolen.

All I can say is Master Card and Capital One fraud prevention system worked very well for me.

 

My bank provide text message notification on each transaction from my card. Working for me wevry well. Swipe - dingding Your card was used in (location) by (vendor) for xxx dollars.

 

Eh, just keep your cards maxed out and default on a loan or two. If YOU can't get credit in your own name, neither can anyone else.

 

Thats actually pretty slick...wonder why more banks don't do that?

 

That's why I don't pay the IRS what I owe them. If someone files a return with my ss number the Irs takes money out of their account, since I owe.

 

The gal who did my taxes told me about new tax ID from the government for this very reason.. Thanks for the reminder.

Every account I have gets shut down on slightest hint of suspicious activity. It's so bad its irritating and embarrassing at times

 

Hey Murph- My credit was compromised three years ago. Put my wife and I in a real problem. Could not afford a local lawyer, but a friend of mine put me on to this firm in Florida. Name is Lexington Law. Com. I had no faith in this, but gave it a try. Turned out to be great. Its been 3 months and 300 bills and my credit is at 40% fixed. Took off all the fraud purchases and more. They charge 100.00 a month after the work is done. The sent text all the time telling me what they are doing. They also have credit protection that I have now. Mike

 

With all this id theft crap, why are we using a CARD to pay for a $7 Subway sandwich? I see people swipe a card for a cup of coffee and a donut......

I've switched just about all my petty expenses to cash. Only use cards when I have to, like online. Still a lot of exposure. but three or four purchases a month is much less risk than fifty or sixty, and it makes book keeping a lot easier.

 

Mine does that as well. They know how and where I use it. Gave the card to my wife once to go use at Burlington Coat factory it went through... but1 min later I got a text msg asking me to verify the purchase.

I have Chase, Discover and Capitol One cards also. No issues so far.



Hurst