Question for SNI choice guys. Why did you choose?

As long as your bills are within a manageable amount every month SFI will usually approve you.

I will say this IF YOUR IN A BAD FINANCIAL SPOT AND HAVE NO SAVINGS OR AVAILABLE CREDIT OR CREDIT CARDS be very careful.

It does not take long to get in a bind if you have a break down and have no money or credit.

I'm broke down as I type but money or credit isn't my issue. It's I don't have my credit card on me it's at home and I have cash but can't rent a car with cash.

Maybe I need to buy the w900 out front here for sale.

 

Yeah your def right..thats a good plan im gonna do sni first then finance. Btw how u doin over there rstewart since u got on the board..u like it so far? Hope all is well.

 

Yeah thats some great points and a good heads up. Appreciate that. I have low monthly expenses between $11-$1400 per month in bills...So far am doin well with savings n im continually buidling on it every week. Def wanna have a good cusion in case of everything u mentioned n def since it wont be easy for me to have larger credit lines.

 

I go to orientation on October 5th.

 

welcome.......

As to the question about credit........my understanding is that it's not so much about your credit score, per se, as it is about your current financial obligations.
One guy could (theoretically) have a 700 credit score but obligations (car, house, child support.....whatnot) that make him undesirable.
Whereas, another could have a really crappy score because he wen't bankrupt 2 or 3 years ago, yet currently has no financial obligations other than, say, rent, and he would be fine.
I think it's more about what you owe now than what you've done in the past that matters the most.

 

Yep, not about credit. If you ask me, it's about your business plan. Put together a good business plan that is reasonable, and obtainable and go for it.

 

Thats makes alot of sense..thanks for breakin that down for me n clarifying that as well. Thats gives me some confidence. And phildo good advice about puttin together a business plan..i think ill mail in the application w my biz plan and a lil bout me. Thanks for advice n encouragement!

 

Do a one year and see how it goes and go from there. If you like it, you can keep on keeping on, if you don't walk away after a year.

 

Im glad they offer a 1 year lease..good way to really feel it out n see if im cut out for it. Like to think i am but well see. Btw..ive been seeing quite a few of you choice drivers along my routes including a black freightliner i almost c every other day see on 1-87 in ny around the ramapo travel center and at mahwah nj pilot and along rt 17 and drifter i dont know if its u i see on the cross bronx goin south a few days or maybe a week ago but it was ur same truck n color in your picture with big orange on the back. Anyways if u see a jb dcs truck waving at u guys its me!! Lol thanks again for info

 

I'd say buy the W9!