Picking my own freight baby! My journey to & of being on Schneider choice, the Adventure & Numbers!

I quit the union company I was with paying $36.00 a week and to continue my coverage for the next 18 months I'm paying out of pocket $580 a month, only because I was in a wreck out of work and have massive hospital bills but after that quote you posted $580 a month isn't to bad for me... Just out of curiosity are you a smoker or non? I'm sure you know Obama care is behind the high cost...

 

I was union local home every night, not ltl, hauling trash and mine wasn't free but for 36 a week, you can almost say it's free...

 

so long story short, had a trucker friend had blue cross,got a brain tumor, can't drive, out of work, health ins dropped,sent big bill from hosp, basically bankrupt. healthcare is about the biggest scam there is, you don't have to be for universal healthcare but little do you know you are paying both for your plan and for everyone else when premiums go up from people who don't pay. also had an ex who worked in healthcare billing,had to fight all day on the phone to get ins companies to pay. its sad this country profits so much from the health of its people. rant over.

 

so over a 10 yr period thats 120k lol

 

i hear ya,i thought that when i posted i said oh here we go, i have my opinions from personal experience but ya lets not get going on it.

 

I for one rather have health ins. I pay $50.75 a month through tricare. For all the horrible stories you here about ins. You here about the same for success of ins. FW, there is a lot of people who don't want you to have insurance.

 

Are you in good health? How often do you see the doctor? Are you on any kind prescription medicine?

If you are in good health, don't go to the doctors but once a year, I would recommend a health saving account plan. It's usually a high deductible, $4500-6000, but once you hit the deductible it covers you at 100%. Best part is you can put money away each year into the health savings account pre-tax. You can contribute and save money to it every year letting it grow until you need it. Just doing a quick search for Tennessee health insurance there are a few plans out there for hsa like the bluecross blueshield plan silver S19E for $240/month, $3000 deductible, $4250 max out of pocket, 10% Coinsurance or go directly to bcbs website and search for a plan from them directly.