How long does your insurance agent take to do things?

Discussion in 'Ask An Owner Operator' started by Bdog, Dec 18, 2015.

  1. Bdog

    Bdog Road Train Member

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    I am seriously thinking of changing agents. Mine is slower than molasses. Told her on 12/4 to submit the BMC-91 for my MC number. Still nothing yet after a half dozen times of me asking. No it is not a hold up at the FMCSA, or a problem with me or my policy they just have not got around to submitting it. Latest story is she submitted it to the underwriter Wednesday and is waiting to hear back.
     
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  3. Rock 'n Roll Relocater

    Rock 'n Roll Relocater Medium Load Member

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    Hard to imagine how some people stay in business isn't it?
     
  4. whoopNride

    whoopNride Road Train Member

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    Unbelievable, after what you pay them for insurance you would think they would at least do their job
     
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  5. Bdog

    Bdog Road Train Member

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    Yes it drives me absolutely nuts. The past three days I worked about 18 hours a day (no driving) just because I had so much to get done fro my clients before they scattered for the Holiday week. I always do whatever I can to take care of my customer's needs. I fully understand people get busy but two weeks to submit a simple form?

    I have my business auto, personal auto, umbrella, and three houses insured with this agent. I am sure they have plenty of larger customers than me but as much money as I send them every year you would think they would give a little better service than that.
     
  6. Rock 'n Roll Relocater

    Rock 'n Roll Relocater Medium Load Member

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    If it were me I would definitely be looking for somebody else, but then that in itself becomes a big pain in the derrière and eats up a bunch of time....
     
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  7. Jerry12

    Jerry12 Heavy Load Member

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    working with same agent since 2010. (normally within :15mins)
     
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  8. Rock 'n Roll Relocater

    Rock 'n Roll Relocater Medium Load Member

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    Sometimes it takes my agent from morning to afternoon to take care of something...but weeks...oh hell no!
     
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  9. Bdog

    Bdog Road Train Member

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    That isn't all they have screwed up either. Last year we traded in three older trucks on one new one. Told them via email to remove the three and add the new one. A few months ago we get a call about an insurance claim from a wreck one our trucks was in. We didn't have any wrecks. Evidently they removed two of the old trucks and not the third and whoever got it never got insurance so when the cops ran it our insurance came up. Finally got it sorted out by what a hassle.

    If I don't have my BMC submitted Monday I am going to start looking for someone else. Maybe if I get a different agent (in a completely different office)with the same company it won't be too much of a hassle.
     
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  10. Rock 'n Roll Relocater

    Rock 'n Roll Relocater Medium Load Member

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    That might work but it sounds like you should have done it long before now. Good luck.
     
  11. Marlin46

    Marlin46 Medium Load Member

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    It isn't the agent that submits the BMC-91 to the FMCSA, it is done electronically from the Insurance Carrier to the FMCSA. Very similar to how it is done with personal vehicles. The state or FMCSA has no idea who your agent is, they just know you have adequate coverage from Travelers, Progressive, State Farm, etc....

    However that being said your agent should call the INSURANCE CARRIER and find out why it isn't uploaded yet. What is your effective date - now or in the future? If it is a future date, that may be the hold up.
     
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