CDL tickets affect personal car insurance?

Discussion in 'Questions From New Drivers' started by BaconWaffles, Dec 22, 2015.

  1. BaconWaffles

    BaconWaffles Bobtail Member

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    Dec 22, 2015
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    What a year!! I had never been pulled over or had gotten a ticket until I started trucking. I got two tickets and 9 warnings in the last 5 months and I am about to renew my personal vehicle insurance. Will they affect my rate? My tickets were:
    -Illegally operating a CMV with improper registration
    -No Proof of trailer inspection
     
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  3. Moose1958

    Moose1958 Road Train Member

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    Every Insurance company I have heard about is only interested in moving violations and accidents. Documentation and other paperwork issues don't generally get them upset. If you drive OTR check and see if you can get your rate reduced a bit because of the limited time you actually drive your vehicle. A few years ago I got mine reduced by almost $75 a year doing that.
     
  4. solitary_con

    solitary_con Light Load Member

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    Any convictions that comes up against your license, they will try to use against you and raise you premium.
     
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  5. pattyj

    pattyj Road Train Member

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    What were the nine warnings for?if this didnt hit your mvr I think your safe.
     
  6. bigkev1115

    bigkev1115 Road Train Member

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    Are you O/O or Company driver? If company your carrier should be the ones getting those tickets. They should have had the truck properly registered with the DMV. Maintenance should know that tractor and trailer require periodically and annual inspections
     
  7. BaconWaffles

    BaconWaffles Bobtail Member

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    Dec 22, 2015
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    -no dot tape on trailer
    -no license plate light
    -Defective windshield wiper
    -under inflated tire
    -improper side marker configuration
    -no fire extinguisher brackets
    Can't remember the rest..
     
  8. BaconWaffles

    BaconWaffles Bobtail Member

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    Dec 22, 2015
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    I'm a company driver
     
  9. pattyj

    pattyj Road Train Member

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    Sioux City,ia
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    Are you driving for a small company like 20 or less drivers?they tend to not care what gets fixed.I would suggest making all of what you mentioned part of your pre trip and every trailer check the papers before leaving.better check your permit book and make sure it's all up to date.
     
  10. PackRatTDI

    PackRatTDI Licensed to Ill

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    Boys and girls, this is why a pre trip is a good idea.

    Though improper side marker configuration does have me scratching my head. What exactly was wrong with it.
     
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  11. joesmoothdog

    joesmoothdog Heavy Load Member

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    Might want to start doing a pre-trip inspection.
     
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