Farm Special plates hauling commercial!!

No you dont get it. The planter is yours. Do what you want. Cant get caught transporting one that is not yours for profit. And yes I do know how these policy reads. Transporting goods for profit is commerce. Trucking for hire. Just have a fatal accident. Your fault or not they will find out what you are doing. When your standard farm insurance finds out you were operating in interstate or intrastate commerce likely they will deny coverage. But like I said I dont care just sharing knowledge. Since that is what this forum is for. I have coverage and will continue handling my operation my way. I dont know any farmers with cargo insurance. Thats for cargo you dont own. If you carry cargo insurance your operating a trucking operation.

 

Again, how does anyone know he isn't moving his own grain that he stored at the elevator. And without cargo insurance, how will he be reimbursed for his grain in a rollover?

 

This sort of thing usually sorts itself out in the long run. Usually it's in the form of some sort of accident while doing a "favor" for their neighbor with no cargo insurance. If you find yourself in Huron SD this weekend swing by the truck show and have a look at how many "farm" trucks are there. Usually a good percentage have County plates.

 

Well a coop has to show reciver proof of origin. You may never see this paperwork. And if he is "just storing it there" which i know of no one doing that. The co-op isnt going to take responsibility for grain that was just stored there. They would be liable for it with reciver. So a lawyer in a law suit would dig this up. And your insurance company will be investigating, so will the other insurance company will to. Nobody wants to take resonsibility for it. So they dig for anything, they will figureout what you at for lunch.

 

Lots of people store grain at co-ops and feed mills.

I've personally hauled tens of thousands of bushels to local feed mills to be stored and then hauled out after being stored.

 

You need a dot # to haul exempt goods for hire. Not authority. Many bull haulers have no MC #

 

I know I have ran many loads of grain from small elevators to the big muddy. Out of my home state mind you on an exempt for hire USDOT number and no mc number. Apportioned plates, a million general. Comp collision and 100k cargo. Other than your too fat driver nothing has ever been said. Where grain turns non exempt is after it's milled. For example white rice. However the hull remains exempt. There is a list of exempt commodities if you do a Google search. Be sure to read the cliff notes. Some are only exempt if intended for certain purposes. For example cotton seed meal. It's only exempt if being used as livestock or poultry feed.

 

The farmer sells his grain to the co-op. The coop then sells the grain to someone like schular who sells it again to its final destination. I know any time I have pulled grain out of an elevator it wasn't for the elevator but for a buyer who gets a broker or brokers to find the trucks. You won't get the first piece in your wagon until the broker has a certificate on your insurance to include cargo. Even the few instances that the elevator has the means to provide trucks to transport it I would almost bet a pay check they have a certificate on each truck loaded.

The only way that doesn't hold true in my experience is like what was said the farmer pays the elevator to store/dry his grain. At that point he can have anyone help him haul it. What's wrong with neighbors helping neighbors.

 

Woreout is hopfully making it clearer. What happens around here is I am trucking for hire. Profit, I am paid for work. I do not farm... However the few local elevators like me because I do not disapear to go farm.... I have operating auth and dot number to my home state. They as in shipper pay to move grain that the farmer sold them. But the rest of the year every tom,dick,and harry with a truck and hopper with nothan more than farming liability trys to haul when they are not farming. Its not there grain. It belongs to the elevator. At this point its interstate commerce reguards what kinda of product or list its on. No exemption. They have minimum coverage not dot. No auth, or cargo. Im only conversating about this not crying. I dont care. I have myself properly protected. But its on them and elevator if or when something happens. Now thats the small outfitts. Brokers and large operation will not work with local farmers. They will only take carriers with op authority and insurance including cargo. Not sure a farmer can get cargo insurance when its his grain? If you had cargo its amitting its not your cargo?

 

Why can't a farmer have cargo ins when he's hauling his own grain?

 

I get it just fine. But thanks for clearing it up.**