The insurance hurdle - New driver: California

Discussion in 'Questions From New Drivers' started by mtm2514, May 18, 2018.

  1. mtm2514

    mtm2514 Bobtail Member

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    My experience: 7 years as a school bus driver and two years as a delegated behind the wheel instructor
    (Class B, P, S) This experience was 8 years ago, I'm college educated and have worked several office jobs since then. Clean driving record, no problem with background checks.

    I want to get into dump trucks/Heavy Equipment now and I've passed my Class A written with Hazmat, Tank, Doubles/Triples, Combination. No firefighter or passenger endorsements.

    I'm scheduled to do a cheap one day training and test on my dime in a few weeks. I get that my training for the BTW test will be worthless. I've been out talking to potential employers and it looks like my biggest hurdle will be insurance. I found a company that takes permit holders and trains for tank trucks/flat beds and would be driving dirt roads, snow, and urban. Would this be a good way to break into the world of heavy equipment and construction? How much experience would you guess insurers want to see for a new driver being hired by their heavy eq/dump client?
     
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  3. SteveScott

    SteveScott Road Train Member

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    When you say that you've passed your Class A, you mean your license or permit?

    When you say "insurance", do you mean the liability insurance that a potential employer has on their drivers?

    Everybody I know working heavy equipment and has their Class A learned the equipment end of the business first then obtained their CDL after that point because the business needed it. If you get a job in construction and already have your Class A, that would be a good thing to bring to the table. Being a heavy equipment operator as well as a Class A transfer driver would earn you a decent living compared to a Class A driver that only does LTL or OTR driving.
     
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  4. REO6205

    REO6205 Road Train Member

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    Our insurance company wants two years of experience and a clean driving record. They will insure a person with less experience but it costs more.
    They're not as forgiving for tickets and wrecks. The cost to insure a driver with a bad record is prohibitive and we probably wouldn't want him anyway.

    Any experience you can get in a construction related field will help you if that's what you want to. If you want to be an equipment operator and you show any talent and ambition they'll probably give you a shot at it.

    What company are you going with?
     
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  5. mtm2514

    mtm2514 Bobtail Member

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    Yes I have my permit. Will have CDL in mid June. The liability insurance is what I meant. Employer told me my school bus experience probably wont cut it with their insurer, which is understandable.

    I’ll adjust my approach to be open to alternative positions. Having the CDL will accelerate things I’m sure.

    I just want to get off on the right foot and make sure that I’m home enough for my wife to remember my name.
     
  6. mtm2514

    mtm2514 Bobtail Member

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    The company taking permit holders is actually out of an airport driving tankers for fuel, fire support and so on. REO6205 do you think I ought to focus more sharply on construction?
     
  7. REO6205

    REO6205 Road Train Member

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    If your end goal is operating construction machinery, yes. Right now though, with your limited experience, any kind of driving experience will help you.
    You're smart to stay away from OTR. If you want to work in your present locale being gone all the time on OTR wouldn't do you any good as far as making local contacts.
    The downside to construction is that a lot of it is seasonal and until you get some varied experience and build some seniority you might not work as much as you want.
     
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  8. mtm2514

    mtm2514 Bobtail Member

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    I really appreciate the feedback you guys. I’ll come back and update when I get somewhere.
     
  9. mtm2514

    mtm2514 Bobtail Member

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    So far I have a tentative offer from a ready mix concrete supply and a lukewarm lead from a helicopter company as a maintenance person and a fuel truck driver. Given that I'm in a town of 14K and won't have my Class A for another week I'm pretty happy with my progress but until I get that first pay check I have to keep pounding the pavement.
     
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  10. Ridgeline

    Ridgeline Road Train Member

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    I'm a bit confused with the insurance issue, if they are hiring you, then the insurance is on them, not you.
     
  11. mtm2514

    mtm2514 Bobtail Member

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    Yes the employer will pay for the insurance. If I am the employer and you want to work for me I have to make sure that my insurance provider will cover you. For certain types of vehicles insurance providers want two years of experience or they won't cover the new employee, or they will charge much more for that employee.

    Since I'm new to the trucking game my challenge is to find an employer that trains and self-insures. The only reliable companies that do this are the mega carriers for OTR driving but I refuse to be paid so little while being away from my wife a month or two at a time.
     
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