Truck and Trailer Insurance

Discussion in 'Ask An Owner Operator' started by Mark Falcone, May 20, 2019.

  1. jamespmack

    jamespmack Road Train Member

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    OH
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    Yes.
     
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  3. Mark Falcone

    Mark Falcone Light Load Member

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    Jun 15, 2013
    Bronx, NY
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    How are they bro? I hear mixed opinions on them.
     
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  4. starmac

    starmac Road Train Member

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    Apr 11, 2019
    Fairbanks Ak
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    I got a seat belt ticket in my pickup, I am talking a seat belt ticket, the fine was 15 buck donation to the fire dept.
    When it came time to renew the insurance on my log truck, it shows up as a safety violation and they tried to double my premiums. This is the ONLY violation on my record period.
    I had to change companies, but still took a 3000 a year hit, for a freaking seatbelt. I figure over the 5 years before that ticket drops off, that 15 buck ticket will cost me 15 grand, just on my log truck, no cargo or anything besides 1 mil liability and limited to a 100 mile radius.

    I just started running my road truck so just leased on full insurance through them cost me 5600 a year total, including 2 mil, comp cargo, the whole 9 yards. I hate insurance companies. lol
     
  5. Mark Falcone

    Mark Falcone Light Load Member

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    Jun 15, 2013
    Bronx, NY
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    My god. I hear you I hate them too. Lol
     
  6. jamespmack

    jamespmack Road Train Member

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    Mar 25, 2014
    OH
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    Well have not filed a claim with them. Saved me 1200 a year I think it was and better coverage.
     
  7. Mark Falcone

    Mark Falcone Light Load Member

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    Jun 15, 2013
    Bronx, NY
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    I would agree too with a $1200 yearly savings. No doubt.
     
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  8. Truckrazy

    Truckrazy Light Load Member

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    Jun 4, 2019
    Illinois
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    OOIDA has high quotes like $300 a month for Physical and Non-Trucking, bobtail. With anything showing on record it will definitely double that the least!
     
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